Northampton County property record for 3003 Stone Rd, Cape Charles, VA 23310
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,503 sqft · built 1754 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $35,000 (Apr 1993) |
| Tax Bill | $1,058 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 83-A-22 |
| Primary APN | 83-A-22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,503 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1754 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.169 acres) |
| Heating System | Floor/Wall Furnace |
|---|---|
| Heating Fuel | Gas |
| Account Number | 217490 |
|---|---|
| Street Address | 3003 STONE RD |
| City | CAPE CHARLES |
| State | VA |
| Zip | 23310-2725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT NR CAPE CHARLES + 20' ST LOT NR CAPE CHARLES + 20' ST |
| Jurisdiction | NORTHAMPTON VA |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 930301 |
Source: Northampton County assessment roll, APN 83-A-22, as of August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 1, EASTVILLE, VA 23347-0001 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 30, 1993 · Amount on Record |
| Deed Sale | Apr 30, 1993 · Amount on Record |
| Deed Document Number | 0000260824 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Property Address | 3003 STONE RD, CAPE CHARLES, VA 23310-2725 |
| Transaction Type | Mortgage |
| Record Updated | Jan 06, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0220000051 |
|---|---|
| Date | Jan 07, 2022 |
| Instrument | 220000051 |
| Name | FIRT HORIZON BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 21, 2051 |
| Rate Type | Adjustable Rate |
|---|
Source: Northampton County assessment roll as of August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Northampton County |
| Unified School District | Northampton County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,058.00 (+35.82%) | $150,200 (+46.39%) Land $32,700 Building $117,500 | |
| 2024 | $150,200 (+46.39%) Land $32,700 Building $117,500 | ||
| 2023 | $779.00 | $102,600 Land $23,600 Building $79,000 | $102,600 Land $23,600 Building $79,000 |
Source: FEMA National Flood Hazard Layer, Northampton County (51131C), as of October 26, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511319303013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 47 in force |
| Wildfire Risk | Low lower than 95% of the US · lower than 97.5% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 44 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Eastern Shore of Virginia Broadband Authority Fiber | 200 / 200 |
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