3003 Spindly Dr, Manchester, MD 21102 Property Records

Carroll County property record for 3003 Spindly Dr, Manchester, MD 21102

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,890 sqft · built 2008
Lot Size0.32 acres (13,930 sqft)
OwnerIndividual Name on Record
Last Sale$445,000 (May 2021)
Tax Bill$7,159 (2026)
Deeds & MortgagesJan 2020 Line of Credit
May 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-072038

Property Details

APN / Parcel Number

Primary APN06-072038
Alternative APN
  • 072038

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area2,890 sqft Total Area
Basement Area814 sqft
Finished Basement814 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area13,930 sqft (0.32 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area48 sqft
Patio Area244 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number072038
Street Address3003 SPINDLY DR
CityMANCHESTER
StateMD
Zip21102-1778
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-200
Legal DescriptionLT 35 - 13930 SF 3003 SPINDLY DR 50-60/76 HALLIE HILL FARM SC 2
Legal SubdivisionHALLIE HILL FARM
Legal Lot Number35
JurisdictionCARROLL MD
Township / Civil Division6, MANCHESTER
Census Block Group2
Census Block2008
Census Tract506101

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3003 SPINDLY DR, MANCHESTER, MD 21102-1778
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2020Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU OF MARYLAND
May 26, 2021Deed, Transfer · FHA Mortgage
FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 26, 2021 · Amount on Record
Deed SaleMay 26, 2021 · Amount on Record
Prior SaleSep 24, 2015 · Amount on Record
Deed Book / Page10290 / 254
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address3003 SPINDLY DR, MANCHESTER, MD 21102-1778
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanySECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0095470107
DateJan 23, 2020
Book Page9547/0107
Lender
NameSTATE EMPLOYEES CU OF MARYLAND
TypeCredit Union
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateMay 26, 2021
Property Address3003 SPINDLY DR, MANCHESTER, MD 21102-1778
Document Number0102900254
Book / Page10290 / 254
Map ReferenceMB 50 PG 60&61
Instrument DateDec 29, 2020
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyLAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address3003 SPINDLY DR, MANCHESTER, MD 21102-1778

Mortgage

Document Number0010290263
DateMay 26, 2021
Instrument10290/263
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term356 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
MunicipalityManchester Town
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,159.00 (-1.61%)$535,900 (+19.08%) Land $153,300 Building $382,600$535,900 (-1.62%) Land $153,300 Building $382,600
2025$7,276.00 (+20.13%)
2023$6,057.00$450,033$544,700 Land $133,600 Building $411,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2001–2009)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF MANCHESTER
serves 4,954 people · EPA ID MD0060006
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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