3003 Shannon Dr, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 3003 Shannon Dr, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,112 sqft · built 2020
Lot Size	0.22 acres (9,599 sqft)
Owner	2 Trust Names on File
Last Sale	$54,000 (Mar 2017)
Tax Bill	$4,642 (2025)
Deeds & Mortgages	Sep 2021 Transfer Aug 2020 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`412304130008`

Property Details

APN / Parcel Number

Primary APN	`412304130008`
Alternative APNs	`01076280005000` `10004699893`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,112 sqft Living Area
Gross Area	5,940 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	9,599 sqft (0.22 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	1,452 sqft
Driveway	Concrete Driveway
Driveway Area	840 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Enclosed/Screened Porch
Porch Area	360 sqft
Deck Area	Deck Area
Loading Dock	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	01076280005000
Street Address	3003 SHANNON DR
City	PUNTA GORDA
State	FL
Zip	33950-2341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	WYCHEWOOD SHORES LT 45 UNREC POA DC1839/695-WEB 1839/697 2090/1260 3361/1698 3416/1558 4172/1640 4838/143
Legal Range	23E
Legal Township	41S
Legal Section	04
Legal Subdivision	WYCHEWOOD SHORES
Legal Tract	WYS
Legal Lot Number	45
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	3
Census Block	3015
Census Tract	10200

Owner

3003 Shannon Dr is owner-occupied and held in a trust since September 2021.

Source: Charlotte County records, as of November 19, 2025

Owner of Record	2 Trust Names on File
Mailing Address	3003 SHANNON DR, PUNTA GORDA, FL 33950-2341
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU
Oct 31, 2018	Deed of Trust, Mortgage · Construction Mortgage FLORIDA COMMUNITY BANK NA
Mar 2, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2017 · Amount on File
Deed Sale	Mar 2, 2017 · Amount on File
Prior Sale	Sep 5, 2002 · Amount on File
Deed Document Number	20172503749
Deed Book / Page	4172 / 1640
Last Transfer Date	Sep 8, 2021
Transfer Doc	0048380143
Record Updated	Sep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 9, 2021
Property Address	3003 SHANNON DR, PUNTA GORDA, FL 33950-2341
Document Number	0048380143
Book / Page	4838 / 143
Map Reference	MB 4 PG 25A&25B
Instrument Date	Sep 8, 2021
Instrument	2995540
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3003 SHANNON DR, PUNTA GORDA, FL 33950-2341

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	3003 SHANNON DR, PUNTA GORDA, FL 33950-2341
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046181465
Date	Aug 20, 2020
Book Page	4618/1465
Instrument	2842742

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	3003 SHANNON DR, PUNTA GORDA, FL 33950-2341
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043740870
Date	Oct 31, 2018
Book Page	4374/0870
Instrument	2657840

Lender

Name	FLORIDA COMMUNITY BANK NA
Type	Bank
Address	NAPLES, FL 34103

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.25%
Type Change Date	Nov 1, 2028
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 2, 2017
Property Address	3003 SHANNON DR, PUNTA GORDA, FL 33950-2341
Document Number	0041721640
Book / Page	004172 / 001640
Instrument Date	Feb 28, 2017
Instrument	2503749
Transaction Type	Transfer
Record Updated	Jun 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$378.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 WELLINGTON AVE LEHIGH ACRES FL 339362141, LEHIGH ACRES, FL 33936-2141

Tax Assessment & Valuation

The 2025 property tax bill for 3003 Shannon Dr was $4,642 with a homeowner's exemption, down 12.8% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,642.00 (-12.84%) Homeowner's exemption	$347,778	$388,427 Land $63,750 Building $324,677
2024	$5,326.00 (+0.28%)
2023	$5,311.00 (+3.17%) Homeowner's exemption	$328,133 (+3%)	$474,296 (+26.53%) Land $75,000 Building $399,296
2022	$5,148.00 Homeowner's exemption	$318,576	$374,856 Land $57,800 Building $317,056

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3003 Shannon Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 193 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	193 in force
Nearby Flood Claims	357 (1982–2026)
Claims Outside the SFHA	5 of 357
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 90 claims Hurricane Helene, Oct 2024 · 60 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3003 Shannon Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Blue Stream.

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