3003 RIVER OAKS DR APT 232, 232, NORMAN, OK 73072-4826
Document Number
0R20264650
Book / Page
6923 / 1106
Map Reference
MB 2049 PG 699
Instrument Date
Feb 19, 2026
Instrument
R 2026 4650
Transaction Type
Transfer
Record Updated
Mar 10, 2026
Title Company
NEAT ESCROW AND TITLE
Transaction
Amount
Amount on Record
Tax
$231.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
1200 ARLSTON CT, SOUTHLAKE, TX 76092
July 2023: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
CLEVELAND OK
Property Address
3003 RIVER OAKS DR APT 232, 232, NORMAN, OK 73072-4826
Transaction Type
Mortgage
Record Updated
Feb 5, 2024
Transferred To (Grantee/Buyer)
Name
Verified Name
Investor
Possibly a Property Investor
Mortgage
Document Number
R202318734
Date
Jul 13, 2023
Book Page
6567/1357
Instrument
R 2023 18734
Lender
Name
JACKSON FLAGSTAR CENTRE OFFICE
Type
Bank
Address
TROY, MI 48098
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
361 Months
Due
Aug 1, 2053
Interest
Rate Type
Adjustable Rate
Change Frequency
Monthly
May 2019: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
CLEVELAND OK
Recording Date
May 9, 2019
Property Address
3003 RIVER OAKS DR APT 232T, 232T, NORMAN, OK 73072-4826
Document Number
0000013448
Book / Page
005919 / 000062
Instrument Date
Apr 29, 2019
Instrument
13448
Transaction Type
Transfer
Record Updated
May 20, 2019
Title Company
ATTORNEY ONLY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$123.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
3412 BELLADONNA DR PLANO TX 750932135, PLANO, TX 75093-2135
Mortgage
Document Number
13449
Date
May 9, 2019
Book Page
005919/000064
Instrument
13449
Lender
Name
BRAZOS NAT'L BK
Type
Bank
Address
DALLAS, TX 75207
Agreement
Type
Conventional with PMI
Amount
Amount on Record
Term
360 Months
Due
May 8, 2049
Tax Assessment & Valuation
The 2025 property tax bill for 3003 River Oaks Dr, Apt 232 was $1,365.
Source: Cleveland County assessment roll, as of February 9, 2026
Property Jurisdictions
Type
Name
State
Oklahoma
County
Cleveland County
Municipality
Norman City
Unified School District
Norman Public Schools (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$1,365.00
$11,373Land $1,184Building $10,189
$132,499Land $13,800Building $118,699
2023
$1,238.00
$10,316Land $1,067Building $9,249
$111,096Land $11,500Building $99,596
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 3003 River Oaks Dr, Apt 232 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 6 (20% premium discount)
Nearby Flood Policies
3 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 3003 River Oaks Dr, Apt 232 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source
Surface water
Last State Inspection
Sep 2022
Lead
Under 1 ppb (2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
Lead service line inventory Oct 2024
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
OEC Fiber Fiber
1,000 / 1,000
May also be available: AT&T, Cox Communications, T-Mobile, Verizon.