3003 RIVER OAKS DR APT 159, 159, NORMAN, OK 73072-4825
Document Number
R202139766
Book / Page
6311 / 1491
Instrument Date
Sep 13, 2021
Instrument
R 2021 39766
Transaction Type
Transfer
Record Updated
Feb 5, 2024
Title Company
CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$192.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
3003 RIVER OAKS DR APT 159, 159, NORMAN, OK 73072-4825
Mortgage
Document Number
R202139767
Date
Sep 16, 2021
Instrument
R 2021 39767
Lender
Name
GATEWAY FIRST BANK
Type
Bank
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Oct 1, 2051
September 2018: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
CLEVELAND OK
Recording Date
Sep 6, 2018
Property Address
3003 RIVER OAKS DR APT 159, 159, NORMAN, OK 73072-4825
Document Number
0000028781
Book / Page
005842 / 001186
Instrument Date
May 21, 2018
Instrument
28781
Transaction Type
Transfer
Record Updated
Sep 21, 2018
Transaction
Tax
$0.00
Additional
Quitclaim
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
3003 RIVER OAKS DR #159 NORMAN OK 730724825, 159, NORMAN, OK 73072-4825
Tax Assessment & Valuation
The 2025 property tax bill for 3003 River Oaks Dr, Apt 159 was $2,131.
Source: Cleveland County assessment roll, as of February 9, 2026
Property Jurisdictions
Type
Name
State
Oklahoma
County
Cleveland County
Municipality
Norman City
Unified School District
Norman Public Schools (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$2,131.00
$17,759Land $2,461Building $15,298
$188,329Land $26,100Building $162,229
2023
$1,935.00
$16,108Land $1,920Building $14,188
$182,438Land $21,750Building $160,688
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 3003 River Oaks Dr, Apt 159 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 6 (20% premium discount)
Nearby Flood Policies
3 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 3003 River Oaks Dr, Apt 159 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source
Surface water
Last State Inspection
Sep 2022
Lead
Under 1 ppb (2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
Lead service line inventory Oct 2024
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
OEC Fiber Fiber
1,000 / 1,000
May also be available: AT&T, Cox Communications, T-Mobile, Verizon.