3003 Ozark Rd, Chattanooga, TN 37415 Property Records

Hamilton County property record for 3003 Ozark Rd, Chattanooga, TN 37415

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,778 sqft · built 1948
Lot Size1.01 acres (44,011 sqft)
OwnerIndividual Name on File
Last Sale$158,000 (Jul 2015)
Tax Bill$1,715 (2025)
Deeds & MortgagesFeb 2022 Transfer
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN118J B 006

Property Details

APN / Parcel Number

Primary APN118J B 006
Alternative APN
  • 0000045889

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,778 sqft Living Area

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1983
Architectural StyleRanch
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area44,011 sqft (1.01 acres)
Lot Dimensions254 ft deep x 191 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000045889
Street Address3003 OZARK RD
CityCHATTANOOGA
StateTN
Zip37415-5911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRACT ON OZARK DR
JurisdictionHAMILTON TN
Township / Civil Division6
Census Block Group1
Census Block1016
Census Tract10502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3003 OZARK RD, CHATTANOOGA, TN 37415-5911
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2022Intrafamily Transfer, Transfer
Dec 8, 2020Deed of Trust, Mortgage
HIGHLANDS RESID'L MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 23, 2015 · Amount on File
Deed SaleJul 23, 2015 · Amount on File
Deed Document Number2015161
Deed Book / Page10523 / 639
Last Transfer DateAug 25, 2021
Transfer Doc0000000318
Record UpdatedSep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON TN
Recording DateFeb 28, 2022
Property Address3003 OZARK RD, CHATTANOOGA, TN 37415-5911
Document Number0000000318
Book / Page12862 / 166
Instrument DateAug 25, 2021
Instrument2022022800318
Transaction TypeTransfer
Record UpdatedSep 25, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3003 IZARK ROAD, CHATTANOOGA, TN 37415

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address3003 OZARK RD, CHATTANOOGA, TN 37415-5911
Document Number1215000168
Instrument DateDec 8, 2020
Transaction TypeMortgage
Record UpdatedJan 15, 2021
Title CompanyCUMBERLAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3003 OZARK RD CHATTANOOGA TN 374155911, CHATTANOOGA, TN 37415-5911

Mortgage

Document Number1215000168
DateDec 15, 2020
Book Page012275/000807
Instrument201215000168
Lender
NameHIGHLANDS RESID'L MTG
TypeMortgage Company
AddressDALLAS, TX 75243
Agreement
AmountAmount on Record
Term360 Months
DueDec 14, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,715.00 (+56.76%)$113,175 (+131.44%)$452,700 (+131.44%) Land $90,000 Building $362,700
2024$1,094.00$48,900 (-)$195,600 (-) Land $75,000 Building $120,600
2023$1,094.00$48,900 (-)$195,600 (-) Land $75,000 Building $120,600
2022$1,094.00$48,900$195,600 Land $75,000 Building $120,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 60% of Tennessee
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

Nearby Properties on Ozark Rd

Nearby Streets

Search Property Records by Address or Parcel Number