3003 O St, Sacramento, CA 95816 Property Records

Sacramento County property record for 3003 O St, Sacramento, CA 95816

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3,630 sqft · built 1910
Lot Size	0.147 acres (6,400 sqft)
Owner	Company Name on Record
Last Sale	$610,000 (Dec 2023)
Tax Bill	$15,972 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Dec 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`007-0212-015-0000`

Property Details

APN / Parcel Number

Primary APN	`007-0212-015-0000`

Interior

Stories	2 Stories
Building Area	3,630 sqft Total Area
1st Floor Area	1,891 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	6,400 sqft (0.147 acres)

Location & Zoning

Street Address	3003 O ST
City	SACRAMENTO
State	CA
Zip	95816-6516
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	C-2-SPD
Legal Description	S.1/2 LOT 8 BLK.N & O 30 & 31
Legal Block	N,O
Legal Lot Number	8
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1036
Census Tract	1300

Owner

Source: Sacramento County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1132, LINCOLN, CA 95648-1132
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Deed of Trust, Mortgage · Commercial Mortgage CENTER STREET LENDING CORP
Dec 29, 2023	Grant Deed, Transfer · Commercial Mortgage BLOSSOM CAPITAL LLC
Feb 28, 2020	Grant Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Aug 16, 2017	Deed of Trust, Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2023 · Amount on Record
Deed Sale	Dec 29, 2023 · Amount on Record
Prior Sale	Feb 28, 2020 · Amount on Record
Deed Book / Page	20231229 / 1088
Prior Transfer Date	Aug 2, 1995
Prior Transfer Doc	9508000630
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3003 O ST, SACRAMENTO, CA 95816-6516
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11239 SKISLOPE WAY, TRUCKEE, CA 96161-6615

Mortgage

Document Number	0000000737
Date	Apr 17, 2024
Instrument	202404170737

Lender

Name	CENTER STREET LENDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 29, 2023
Property Address	3003 O ST, SACRAMENTO, CA 95816-6516
Document Number	0000001088
Instrument Date	Dec 21, 2023
Instrument	202312291088
Transaction Type	Transfer
Record Updated	Jan 11, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1132, LINCOLN, CA 95648-1132

Mortgage

Document Number	0000001089
Date	Dec 29, 2023
Instrument	202312291089

Lender

Name	BLOSSOM CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 28, 2020
Property Address	3003 O ST, SACRAMENTO, CA 95816-6516
Document Number	2002280416
Instrument Date	Feb 24, 2020
Instrument	2002280416
Transaction Type	Transfer
Record Updated	Mar 17, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Tax	$935.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5716 FOLSOM BLVD #223 SACRAMENTO CA 958194608, 223, SACRAMENTO, CA 95819-4608

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3003 O ST, SACRAMENTO, CA 95816-6516
Document Number	1708240166
Instrument Date	Aug 16, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	TSI TITLE COMPANY/CA INC, TSI TITLE CO/CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	50 HARDEN RD RICHMOND HILL GA 313245534, RICHMOND HILL, GA 31324-5534

Mortgage

Document Number	1708240166
Date	Aug 24, 2017
Instrument	1708240166

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Aug 23, 2037

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$634,644 (+2%) Land $400,554 Building $234,090
2025	$15,972.00 (-37.61%)	$622,200 (-30.36%) Land $392,700 Building $229,500
2024	$25,600.00 (+68.83%)
2023	$15,163.00 (+23.65%)	$893,498 Land $436,237 Building $457,261
2022	$12,263.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	13 (1993–2004)
Most Recent Claim	Sep 2004 · other causes
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Succeed.Net.

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