Alachua County property record for 3003 NW 45th Ter, Gainesville, FL 32606
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,673 sqft · built 1981 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $82,000 (May 1998) |
| Tax Bill | $2,372 (2024) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06146-019-000 |
| Primary APN | 06146-019-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,673 sqft Heated Area |
| 1st Floor Area | 1,533 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 330 sqft |
| Driveway | Driveway |
| Driveway Area | 225 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 00557390000 |
|---|---|
| Street Address | 3003 NW 45TH TER |
| City | GAINESVILLE |
| State | FL |
| Zip | 32606-6058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | BENWOOD ESTATES UNIT 3 PB K-69 LOT 19 OR 2166/0646 |
| Legal Range | 19E |
| Legal Township | 09S |
| Legal Section | 27 |
| Legal Subdivision | BENWOOD ESTATES |
| Legal Lot Number | 19 |
| Legal Unit | 3 |
| Jurisdiction | ALACHUA FL |
| Township / Civil Division | GAINESVILLE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 1701 |
Source: Alachua County records, as of January 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 3003 NW 45TH TER, GAINESVILLE, FL 32606-6058 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 1998 · Amount on Record |
| Deed Sale | May 1, 1998 · Amount on Record |
| Deed Document Number | 0216600646 |
| Deed Book / Page | 02166 / 00646 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALACHUA FL |
| Property Address | 3003 NW 45TH TER, GAINESVILLE, FL 32606-6058 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Title Company | NATIONS TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 3003 NW 45TH TER, GAINESVILLE, FL 32606-6058 |
| Document Number | 0048860844 |
|---|---|
| Date | May 4, 2021 |
| Book Page | 4886/844 |
| Instrument | 3335169 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2036 |
Source: Alachua County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Alachua County |
| Unified School District | Alachua County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $134,915 (+5.99%) | $234,325 (+21.55%) Land $110,000 Building $124,325 | |
| 2024 | $2,372.00 (+4.86%) | ||
| 2023 | $2,262.00 (+4.43%) Homeowner's exemption Senior Citizen's exemption | $127,293 (+3%) | $192,781 (+14.85%) Land $90,000 Building $102,781 |
| 2022 | $2,166.00 Homeowner's exemption | $123,585 | $167,859 Land $75,000 Building $92,859 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRU - MURPHREE WTP public/private · serves 195,768 people · EPA ID FL2010946 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 8,000 / 8,000 |
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
May also be available: T-Mobile.
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