3003 Morton Ave, Saint Joseph, MI 49085 Property Records

Berrien County property record for 3003 Morton Ave, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 1,956 sqft · built 2022
Lot Size	0.952 acres (41,469 sqft)
Owner	Individual Name on File
Last Sale	$100 (Oct 1995)
Tax Bill	$23,657 (2025)
Deeds & Mortgages	Oct 2023 Mortgage May 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`76-3460-0005-00-6`

Property Details

APN / Parcel Number

Primary APN	`76-3460-0005-00-6`
Alternative APN	`11-76-3460-0005-00-6`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,956 sqft Living Area
1st Floor Area	1,956 sqft
Basement Area	1,956 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	41,469 sqft (0.952 acres)
Lot Dimensions	340 ft deep x 122 ft wide
Garage Area	612 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3003 MORTON AVE
City	SAINT JOSEPH
State	MI
Zip	49085-2528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - A
Legal Description	LOT 5 IRISH HILLS NO 2 & REPLAT OF OUT LOTS A & B & LOT 30 IRISH HILLS
Legal Subdivision	IRISH HILLS #2
Legal Lot Number	5,30
Legal Unit	5,S,30
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2012
Census Tract	1000

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3003 MORTON AVE, SAINT JOSEPH, MI 49085-2528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
May 16, 2017	Intrafamily Transfer, Transfer
May 16, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 1995 · Amount on File
Deed Sale	Oct 23, 1995 · Amount on File
Prior Sale	May 13, 1993 · Amount on File
Deed Book / Page	1718 / 100
Last Transfer Date	Dec 28, 2015
Transfer Doc	03172/0287
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	3003 MORTON AVE, SAINT JOSEPH, MI 49085-2528
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03413/3207
Date	Oct 10, 2023
Book Page	3413/3207
Instrument	2023390665

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	May 16, 2017
Property Address	3003 MORTON AVE, SAINT JOSEPH, MI 49085-2528
Document Number	03172/0285
Book / Page	3172 / 0285
Map Reference	VOL16 PG32
Instrument Date	Dec 28, 2015
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1127 W CORNELIA AVE, CHICAGO, IL 60657-6689

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	May 16, 2017
Property Address	3003 MORTON AVE, SAINT JOSEPH, MI 49085-2528
Document Number	03172/0287
Book / Page	3172 / 0287
Map Reference	VOL16 PG32
Instrument Date	Dec 28, 2015
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1127 W CORNELIA AVE APT D, D, CHICAGO, IL 60657-6689

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	St. Joseph City
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$476,000 (-21.26%)	$952,000 (-21.26%)
2025	$23,657.00 (-29.34%) Homeowner's exemption	$604,500 (+438.29%)	$1,209,000 (+438.29%)
2024	$33,481.00 (+161.88%)
2023		$112,300	$224,600
2022	$12,785.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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