Lake County property record for 3003 Monterey Ln, Wadsworth, IL 60083
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,613 sqft · built 2005 |
| Lot Size | 0.279 acres (12,158 sqft) |
| Owner | Individual Name on File |
| Last Sale | $397,000 (Oct 2021) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-02-207-027 |
| Primary APN | 07-02-207-027 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,613 sqft Living Area |
| Gross Area | 6,127 sqft |
| 1st Floor Area | 1,862 sqft |
| 2nd Floor Area | 1,751 sqft |
| Upper Floors Area | 1,751 sqft |
| Basement Area | 1,854 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 12,158 sqft (0.279 acres) |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3003 MONTEREY LN |
|---|---|
| City | WADSWORTH |
| State | IL |
| Zip | 60083-8924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE GREENS AT MIDLANE NORTH ACCESS SUBDIVISION; LOT 40 |
| Legal Subdivision | THE GREENS AT MIDLANE NORTH ACCESS SUBDI |
| Legal Lot Number | 40 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WARREN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 861506 |
3003 Monterey Ln is owned and occupied by an individual who bought it in October 2021.
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3003 MONTEREY LN, WADSWORTH, IL 60083-8924 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 26, 2021 | Warranty Deed, Transfer · VA Mortgage KEY MORTGAGE SERVICES INC |
| Jul 13, 2018 | Warranty Deed, Transfer · VA Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 26, 2021 · Amount on File |
| Deed Sale | Oct 26, 2021 · Amount on File |
| Prior Sale | Jul 13, 2018 · Amount on File |
| Deed Document Number | 20217837973 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Oct 26, 2021 |
| Property Address | 3003 MONTEREY LN, WADSWORTH, IL 60083-8924 |
| Document Number | 0007837973 |
| Map Reference | DOC 5737715 |
| Instrument Date | Aug 13, 2021 |
| Instrument | 7837973 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $397.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3003 MONTEREY LN, WADSWORTH, IL 60083-8924 |
| Document Number | 0007837974 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 7837974 |
| Name | KEY MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jul 13, 2018 |
| Property Address | 3003 MONTEREY LN, WADSWORTH, IL 60083-8924 |
| Document Number | 0007498105 |
| Instrument Date | Jun 26, 2018 |
| Instrument | 7498105 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2020 |
| Title Company | BLACKHAWK TITLE COMPANY, BLACKHAWK TITLE SVCS, INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3003 MONTEREY LN WADSWORTH IL 600838924, WADSWORTH, IL 60083-8924 |
| Document Number | 7498106 |
|---|---|
| Date | Jul 13, 2018 |
| Instrument | 7498106 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 12, 2048 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Warren Township |
| Municipality | Waukegan City |
| Elementary School District | Gurnee School District 56 (PK - 08) |
| Secondary School District | Warren Township High School District 121 (09 - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $167,608 Land $24,298 Building $143,310 | $502,874 Land $72,901 Building $429,973 |
| 2023 | $139,759 Land $20,261 Building $119,498 | $419,319 Land $60,789 Building $358,530 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3003 Monterey Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Apr 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3003 Monterey Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAUKEGAN serves 87,149 people · EPA ID IL0971900 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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