3003 Lois Cir, Copperas Cove, TX 76522 Property Records

Coryell County property record for 3003 Lois Cir, Copperas Cove, TX 76522

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,862 sqft · built 1987
Lot Size	0.293 acres (12,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$281,701 (May 2023)
Tax Bill	$4,895 (2025)
Deeds & Mortgages	May 2023 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-68-73-0000`

Property Details

APN / Parcel Number

Primary APN	`1-68-73-0000`
Alternative APN	`124558`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,862 sqft Living Area
Gross Area	2,366 sqft
1st Floor Area	1,862 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	12,761 sqft (0.293 acres)
Lot Dimensions	123 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	180 sqft
Storage Building	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3003 LOIS CIR
City	COPPERAS COVE
State	TX
Zip	76522-3214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SKYLINE ESTATES, BLOCK 1, LOT 35, ACRES .293
Legal Subdivision	SKYLINE ESTATES
Legal Tract	35
Legal Block	1
Legal Lot Number	35
Jurisdiction	CORYELL TX
Township / Civil Division	COPPERAS COVE
Census Block Group	3
Census Block	3010
Census Tract	10701

Owner

Source: Coryell County records, as of May 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3003 LOIS CIR, COPPERAS COVE, TX 76522-3214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 13, 2020	Vendor's Lien, Transfer · VA Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2023 · Amount on Record
Deed Sale	May 3, 2023 · Amount on Record
Prior Sale	Apr 13, 2020 · Amount on Record
Deed Document Number	2023363419
Record Updated	Sep 20, 2026

May 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CORYELL TX
Recording Date	May 3, 2023
Property Address	3003 LOIS CIR, COPPERAS COVE, TX 76522-3214
Document Number	0000363419
Map Reference	VOL 4 PG 14
Instrument Date	Apr 28, 2023
Instrument	363419
Transaction Type	Transfer
Record Updated	Jun 22, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3003 LOIS CIR, COPPERAS COVE, TX 76522-3214

Mortgage

Document Number	0000363420
Date	May 3, 2023
Instrument	363420

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

April 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CORYELL TX
Recording Date	Apr 13, 2020
Property Address	3003 LOIS CIR, COPPERAS COVE, TX 76522-3214
Document Number	0000325504
Map Reference	VOL 4 PG 11
Instrument Date	Apr 7, 2020
Instrument	325504
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3003 LOIS CIR, 3003, COPPERAS COVE, TX 76522-3214

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3003 LOIS CIR, COPPERAS COVE, TX 76522-3214

Mortgage

Document Number	0000325505
Date	Apr 13, 2020
Instrument	325505

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Coryell County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Coryell County
Municipality	Copperas Cove City
Unified School District	Copperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,895.00 (-1.45%)	$297,280 (-3.45%) Land $30,000 Building $267,280	$297,280 (-3.45%) Land $30,000 Building $267,280
2024	$4,967.00 (-9.69%)
2023	$5,500.00 (+17.1%) Homeowner's exemption	$307,890 Land $30,000 Building $277,890	$307,890 Land $30,000 Building $277,890
2022	$4,697.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2007–2024)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 40% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COPPERAS COVE serves 41,669 people · EPA ID TX0500001
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Altitude ISP, Brightspeed.

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