Oldham County property record for 3003 Kinlock Rd, La Grange, KY 40031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,490 sqft · built 1988 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $345,000 (Mar 2022) |
| Tax Bill | $3,741 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-40B-06-488 |
| Primary APN | 40-40B-06-488 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,490 sqft Living Area |
| Basement Area | 1,953 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 47,916 sqft (1.1 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 68486 |
|---|---|
| Street Address | 3003 KINLOCK RD |
| City | LA GRANGE |
| State | KY |
| Zip | 40031-8400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & 1.1AC |
| Legal Subdivision | BOROWICK FARMS |
| Legal Block | SEC 6 |
| Legal Lot Number | 488 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | LA GRANGE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 30401 |
Source: Oldham County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3003 KINLOCK RD, LA GRANGE, KY 40031-8400 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 10, 2026 | Deed of Trust, Mortgage · Line of Credit LIBERTY FEDERAL CREDIT UNION |
| Mar 24, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 24, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2022 · Amount on Record |
| Deed Sale | Mar 24, 2022 · Amount on Record |
| Prior Sale | Mar 24, 2022 · Amount on Record |
| Deed Document Number | 2022683227 |
| Deed Book / Page | 1322 / 270 |
| Prior Transfer Date | Jan 24, 2022 |
| Prior Transfer Doc | 0D1322/270 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Jun 10, 2026 |
| Property Address | 3003 KINLOCK RD, LA GRANGE, KY 40031-8400 |
| Document Number | 0M2747/685 |
| Book / Page | 2747 / 685 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 2026867211 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Document Number | 0000867211, |
|---|---|
| Date | Jun 10, 2026 |
| Book Page | 2747/685 |
| Instrument | 2026867211 |
| Name | LIBERTY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 15, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Mar 24, 2022 |
| Property Address | 3003 KINLOCK RD, LA GRANGE, KY 40031-8400 |
| Document Number | 0D1322/268 |
| Book / Page | D1322 / 268 |
| Map Reference | MB 2 PG 28 |
| Instrument Date | Jan 24, 2022 |
| Instrument | 683224 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3003 KINLOCK RD, 3003, LA GRANGE, KY 40031-8400 |
| Name | Verified Name |
|---|---|
| Address | 3003 KINLOCK RD, LA GRANGE, KY 40031-8400 |
| Document Number | 0000683226 |
|---|---|
| Date | Mar 24, 2022 |
| Instrument | 683226 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Feb 1, 2037 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Mar 24, 2022 |
| Property Address | 3003 KINLOCK RD, LA GRANGE, KY 40031-8400 |
| Document Number | 0D1322/270 |
| Book / Page | D1322 / 270 |
| Map Reference | MB 2 PG 28 |
| Instrument Date | Jan 24, 2022 |
| Instrument | 683227 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3003 KINLOCK RD, 3003, LA GRANGE, KY 40031-8400 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3003 KINLOCK RD, LA GRANGE, KY 40031-8400 |
Source: Oldham County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,741.00 (+10.06%) | $300,000 (+11.11%) Land $40,000 Building $260,000 | $300,000 (+11.11%) Land $40,000 Building $260,000 |
| 2023 | $3,399.00 | $270,000 Land $40,000 Building $230,000 | $270,000 Land $40,000 Building $230,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2015 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLDHAM COUNTY WATER DISTRICT serves 38,409 people · EPA ID KY0930333 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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