3003 Joyann St, Orlando, FL 32810 Property Records

Orange County property record for 3003 Joyann St, Orlando, FL 32810

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,233 sqft · built 1961
Lot Size	0.211 acres (9,179 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Oct 2017)
Tax Bill	$1,622 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-21-29-5690-02-260`

Property Details

APN / Parcel Number

Primary APN	`28-21-29-5690-02-260`
Alternative APNs	`292128569002260` `318990` `324252` `328602`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	1,233 sqft Living Area
Gross Area	2,140 sqft
1st Floor Area	1,054 sqft
Utility Area	90 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1964
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,179 sqft (0.211 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	376 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3003 JOYANN ST
City	ORLANDO
State	FL
Zip	32810-2027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	MONROE MANOR W/143 LOT 26 BLK B
Legal Range	29E
Legal Township	21S
Legal Section	28
Legal Subdivision	MONROE MANOR
Legal Tract	5690
Legal Block	B
Legal Lot Number	26
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	2
Census Block	2003
Census Tract	15104

Owner

3003 Joyann St is owned and occupied by two individuals who bought it in October 2017.

Source: Orange County records, as of April 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3003 JOYANN ST, ORLANDO, FL 32810-2027
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 3, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2017 · Amount on File
Deed Sale	Oct 3, 2017 · Amount on File
Deed Document Number	2017540096
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	3003 JOYANN ST, ORLANDO, FL 32810-2027
Transaction Type	Mortgage
Record Updated	Jan 12, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3003 JOYANN ST, ORLANDO, FL 32810-2027
Investor	Possibly a Property Investor

Mortgage

Document Number	0000741947
Date	Dec 30, 2025
Instrument	20250741947

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 3, 2017
Property Address	3003 JOYANN ST, ORLANDO, FL 32810-2027
Document Number	0000540096
Map Reference	MB W PG 143
Instrument Date	Sep 27, 2017
Instrument	20170540096
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	NATIONS TITLE AGENCY OF FLOR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6544 NIGHTWIND CIR, 6544, ORLANDO, FL 32818-8837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3003 JOYANN ST, ORLANDO, FL 32810-2027
Investor	Possibly a Property Investor

Mortgage

Document Number	0000540097
Date	Oct 3, 2017
Instrument	20170540097

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3003 Joyann St was $1,622, up 9.6% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$114,847 (+2.7%)	$142,130 (-12.32%) Land $50,000 Building $92,130
2025	$1,622.00 (+9.59%) Homeowner's exemption	$111,828	$162,100 Land $50,000 Building $112,100
2024	$1,480.00 (+7.56%)
2023	$1,376.00 (+6.58%) Homeowner's exemption	$105,511 (+3%)	$158,013 (+6.53%) Land $50,000 Building $108,013
2022	$1,291.00 Homeowner's exemption	$102,438	$148,332 Land $50,000 Building $98,332

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3003 Joyann St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3003 Joyann St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Hotwire Communications.

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