3003 Highlands Cir, Oxford, MS 38655 Property Records

Lafayette County property record for 3003 Highlands Cir, Oxford, MS 38655

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 4,509 sqft · built 2008
Lot Size2.41 acres (105,047 sqft)
OwnerCompany Name on Record
Tax Bill$7,334 (2025)
Deeds & MortgagesOct 2021 Mortgage
Jun 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN129-31-018.06

Property Details

APN / Parcel Number

Primary APN129-31-018.06
Alternative APN
  • 30052

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area4,509 sqft Living Area
1st Floor Area2,511 sqft
2nd Floor Area1,412 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialAsphalt
Lot Area105,047 sqft (2.41 acres)

Exterior Amenities

Pool Area800 sqft
Pool House320 sqft
Patio Area784 sqft
Utility Building96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number30052
Street Address3003 HIGHLANDS CIR
CityOXFORD
StateMS
Zip38655-6204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 20 THE HIGHLANDS PHASE III
Legal Range02W
Legal Township08S
Legal Section31
Legal SubdivisionTHE HIGHLANDS
Legal Phase3
Legal Lot Number20
JurisdictionLAFAYETTE MS
Township / Civil Division1
Census Block Group2
Census Block2031
Census Tract950507

Owner

Source: Lafayette County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address800 COLLEGE HILL RD, 5201, OXFORD, MS 38655-2782
OccupancyOwner Occupied
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF ENGLAND
Jun 5, 2020Deed of Trust, Mortgage · Line of Credit
TRUSTMARK NATIONAL BANK
May 11, 2020Warranty Deed, Transfer · Conventional Mortgage
BANK OF ENGLAND

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 4, 2024
Deed SaleJun 4, 2024
Prior SaleMay 11, 2020 · Amount on Record
Deed Document Number20244440
Last Transfer DateFeb 18, 2025
Transfer Doc0000001581
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAFAYETTE MS
Property Address3003 HIGHLANDS CIR, OXFORD, MS 38655-6204
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202111104
DateOct 4, 2021
Instrument202111104
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAFAYETTE MS
Property Address3003 HIGHLANDS CIR, OXFORD, MS 38655-6204
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202004816
DateJun 5, 2020
Instrument202004816
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
AddressJACKSON, MS 39205
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAFAYETTE MS
Recording DateMay 11, 2020
Property Address3003 HIGHLANDS CIR, OXFORD, MS 38655-6204
Document Number0202003908
Map ReferenceCAB B SL 105
Instrument DateMay 6, 2020
Instrument202003908
Transaction TypeTransfer
Record UpdatedAug 16, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address103 SKYLINE CT, 103, LYNCHBURG, VA 24502-1185

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3003 HIGHLANDS CIR, OXFORD, MS 38655-6204

Mortgage

Document Number0202003909
DateMay 11, 2020
Instrument202003909
Lender
NameBANK OF ENGLAND
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyLafayette County
Unified School DistrictOxford School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,334.00 (+23.01%) Homeowner's exemption$76,739 (+21.92%)$767,390 (+21.92%) Land $120,000 Building $647,390
2023$5,962.00 Homeowner's exemption$62,941$629,410 Land $120,000 Building $509,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · above 66% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
North East Fiber
Fiber
2,000 / 1,000
C Spire Wireless
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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