3003 Hawick Commons Dr, Concord, NC 28027 Property Records

Cabarrus County property record for 3003 Hawick Commons Dr, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,870 sqft · built 2001
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (May 2011)
Tax Bill	$1,603 (2023)
Deeds & Mortgages	Sep 2023 Line of Credit Feb 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02040B0132.000000`

Property Details

APN / Parcel Number

Primary APN	`02040B0132.000000`
Alternative APNs	`5518 55 3427` `80611`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,870 sqft Living Area
Gross Area	2,150 sqft
1st Floor Area	1,007 sqft
Upper Floors Area	863 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2011
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	110 ft deep x 60 ft wide
Garage Area	437 sqft
Driveway	Concrete Driveway
Driveway Area	780 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	40 sqft
Deck Area	Deck Area
Patio Area	100 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	80611
Street Address	3003 HAWICK COMMONS DR
City	CONCORD
State	NC
Zip	28027-8733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LOT 132 HAWICK COMMONS PH 2
Legal Subdivision	HAWICK COMMONS
Legal Lot Number	132
Jurisdiction	CABARRUS NC
Township / Civil Division	1, HARRISBURG
Census Block Group	2
Census Block	2017
Census Tract	42603

Owner

3003 Hawick Commons Dr is owned and occupied by two individuals who bought it in May 2011.

Source: Cabarrus County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3003 HAWICK COMMONS DR, CONCORD, NC 28027-8733
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 11, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jul 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2011 · Amount on File
Deed Sale	May 4, 2011 · Amount on File
Prior Sale	Sep 26, 2001 · Amount on File
Deed Book / Page	9564 / 313
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3003 HAWICK COMMONS DR, CONCORD, NC 28027-8733
Transaction Type	Mortgage
Record Updated	Oct 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001665658
Date	Sep 22, 2023
Book Page	16656/58

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 14, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3003 HAWICK COMMONS DR, CONCORD, NC 28027-8733
Document Number	1401119
Instrument Date	Feb 11, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3003 HAWICK COMMONS DR CONCORD NC 280278733, CONCORD, NC 28027-8733

Mortgage

Document Number	1401119
Date	Feb 20, 2020
Book Page	014011/000019
Instrument	5097

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 19, 2050

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3003 HAWICK COMMONS DR, CONCORD, NC 28027-8733
Document Number	12583319
Book / Page	012583 / 000319
Instrument Date	Jul 8, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3003 HAWICK COMMONS DR CONCORD NC 280278733, CONCORD, NC 28027-8733

Mortgage

Document Number	12583319
Date	Jul 17, 2017
Book Page	012583/000319
Instrument	18052

Lender

Name	RELIANCE FIRST CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2047

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$329,580 Land $60,000 Building $269,580
2024			$329,580 (+74.86%) Land $60,000 Building $269,580
2023	$1,603.00	$188,480 Land $45,000 Building $143,480	$188,480 Land $45,000 Building $143,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3003 Hawick Commons Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3003 Hawick Commons Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

Nearby Properties on Hawick Commons Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures