3003 Harrow Dr, Billings, MT 59102 Property Records

Yellowstone County property record for 3003 Harrow Dr, Billings, MT 59102

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,167 sqft · built 1963
Lot Size	0.209 acres (9,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$464,569 (Mar 2024)
Tax Bill	$4,147 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000A101000`

Property Details

APN / Parcel Number

Primary APN	`000A101000`
Alternative APNs	`03-1032-25-4-04-24-0000` `R0310476` `A101000` `A10100`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,167 sqft Living Area
Gross Area	3,424 sqft
1st Floor Area	1,712 sqft
Basement Area	1,712 sqft
Finished Basement	1,455 sqft
Unfinished Basement	257 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,100 sqft (0.209 acres)
View / Lot	Neighborhood / Spot
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	28 sqft
Deck Area	250 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3003 HARROW DR
City	BILLINGS
State	MT
Zip	59102-0719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-96
Legal Description	LEE HEIGHTS SUBD 1ST FILING, S25, T01 N, R25 E, BLOCK 1, LOT 10
Legal Range	25E
Legal Township	01N
Legal Section	25
Legal Subdivision	LEE HEIGHTS SUBD 1ST FILING
Legal Block	1
Legal Lot Number	10
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	1
Census Block	1003
Census Tract	600

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3003 HARROW DR, BILLINGS, MT 59102-0719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Warranty Deed, Transfer · Conventional Mortgage LOWERDOTCOM LLC
Mar 26, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Feb 23, 2017	Warranty Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2024 · Amount on Record
Deed Sale	Mar 15, 2024 · Amount on Record
Prior Sale	Feb 23, 2017 · Amount on Record
Deed Document Number	20244069874
Prior Transfer Date	Mar 2, 2021
Prior Transfer Doc	0003962008
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Mar 15, 2024
Property Address	3003 HARROW DR, BILLINGS, MT 59102-0719
Document Number	0004069874
Map Reference	DOC 490814
Instrument Date	Mar 15, 2024
Instrument	4069874
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1207 HARNEY DR, BILLINGS, MT 59101-3340

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3003 HARROW DR, BILLINGS, MT 59102-0719

Mortgage

Document Number	0004069875
Date	Mar 15, 2024
Instrument	4069875

Lender

Name	LOWERDOTCOM LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3003 HARROW DR, BILLINGS, MT 59102-0719
Transaction Type	Mortgage
Record Updated	May 14, 2021
Title Company	FIRST MONTANA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003965397
Date	Mar 26, 2021
Instrument	3965397

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Feb 23, 2017
Property Address	3003 HARROW DR, BILLINGS, MT 59102-0719
Document Number	0003806228
Instrument Date	Feb 23, 2017
Instrument	3806228
Transaction Type	Transfer
Record Updated	Mar 3, 2017
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3003 HARROW DR BILLINGS MT 591020719, BILLINGS, MT 59102-0719

Mortgage

Document Number	3806229
Date	Feb 23, 2017
Instrument	3806229

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 22, 2047

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$487,900 (-) Land $56,593 Building $431,307	$487,900 (-) Land $56,593 Building $431,307
2025	$4,147.00 (-21.35%)	$487,900 (+29.42%) Land $56,593 Building $431,307	$487,900 (+29.42%) Land $56,593 Building $431,307
2024	$5,273.00 (+56.75%)
2023	$3,364.00	$377,000	$377,000 Land $53,767 Building $323,233

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1997–2023)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2023 · other causes
Claims by Event	Severe Storms,ice Jams, Snow Melt, Flooding, Jul 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 87% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	200 / 100

May also be available: AT&T, CenturyLink.

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