3003 Girard Ln, Duluth, GA 30097 Property Records

Gwinnett County property record for 3003 Girard Ln, Duluth, GA 30097

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,405 sqft · built 2024
Lot Size	0.191 acres (8,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$729,833 (Aug 2024)
Tax Bill	$9,296 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Aug 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7-243-568`

Property Details

APN / Parcel Number

Primary APN	`7-243-568`
Alternative APNs	`R7243-568` `33429370`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,405 sqft Living Area
Gross Area	3,843 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,300 sqft (0.191 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3003 GIRARD LN
City	DULUTH
State	GA
Zip	30097-6521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L28 BD ENCORE PH 2A PB 157-231
Legal Subdivision	ENCORE PH 2A
Legal Phase	2A
Legal Block	D
Legal Lot Number	28
Jurisdiction	GWINNETT GA
Township / Civil Division	SUWANEE-DULUTH
Census Block Group	1
Census Block	1007
Census Tract	50234

Owner

Source: Gwinnett County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3003 GIRARD LN, DULUTH, GA 30097-6521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Aug 21, 2024	Limited Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Mar 27, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2024 · Amount on Record
Deed Sale	Aug 21, 2024 · Amount on Record
Prior Sale	Mar 27, 2024 · Amount on Record
Deed Book / Page	61372 / 66
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	3003 GIRARD LN, DULUTH, GA 30097-6521
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3003 GIRARD LN, DULUTH, GA 30097-6521

Mortgage

Document Number	0623560637
Date	Feb 23, 2026
Book Page	0000062356/0000000637

Lender

Name	AMERIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

August 2024: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Aug 21, 2024
Property Address	3003 GIRARD LN, DULUTH, GA 30097-6521
Document Number	0613720066
Book / Page	61372 / 66
Instrument Date	Aug 16, 2024
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3003 GIRARD LN, DULUTH, GA 30097-6521

Mortgage

Document Number	0006137269
Date	Aug 21, 2024
Instrument	61372/69

Lender

Name	AMERIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2054

Mortgage

Document Number	0613720088
Date	Aug 21, 2024
Book Page	0000061372/0000000088

Lender

Name	AMERIS BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2029

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Mar 27, 2024
Property Address	3003 GIRARD LN, DULUTH, GA 30097-6521
Document Number	0611110092
Book / Page	61111 / 92
Instrument Date	Mar 27, 2024
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3003 GIRARD LN, DULUTH, GA 30097-6521
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Gwinnett County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Municipality	Duluth City
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,296.00 (+1,107.27%)	$302,440 (+950.14%) Land $43,880 Building $258,560	$756,100 (+950.14%) Land $109,700 Building $646,400
2023	$770.00	$28,800 Land $28,800
2022			$72,000 Land $72,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon, Xfinity.

Nearby Properties on Girard Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures