3003 Frazier St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3003 Frazier St, Covington, KY 41015 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,102 sqft · built 1922
Lot Size	0.076 acres (3,330 sqft)
Owner	Individual Name on File
Last Sale	$109,500 (Feb 2021)
Tax Bill	$1,968 (2025)
Deeds & Mortgages	Feb 2021 Transfer Dec 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`056-31-01-006.00`

Property Details

APN / Parcel Number

Primary APN	`056-31-01-006.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,102 sqft Finished Area
Gross Area	1,456 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	3,330 sqft (0.076 acres)
Lot Dimensions	90 ft deep x 37 ft wide
Garage Area	240 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3003 FRAZIER ST
City	COVINGTON
State	KY
Zip	41015-1261
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCLANE FRED LOT D 37'X 90' WS FRAZIER 111' N 31ST ST PTS 468-469-470 ROGERS
Legal Subdivision	MCLANE FRED
Legal Lot Number	D
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1005
Census Tract	61400

Owner

Source: Kenton County records · APN 056-31-01-006.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3003 FRAZIER ST, COVINGTON, KY 41015-1261
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Intrafamily Transfer, Transfer
Dec 04, 2019	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Oct 16, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 11, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 25, 2021 · Amount on Record
Deed Sale	Feb 25, 2021 · Amount on Record
Prior Sale	Dec 04, 2019 · Amount on Record
Deed Document Number	20215900197
Deed Book / Page	74 / 267
Prior Transfer Date	Feb 19, 2021
Prior Transfer Doc	0000000197
Record Updated	Jun 08, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Feb 25, 2021
Property Address	3003 FRAZIER ST, COVINGTON, KY 41015-1261
Document Number	0005900197
Book / Page	74 / 267
Instrument Date	Feb 19, 2021
Instrument	21022505900197
Transaction Type	Transfer
Record Updated	Jan 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1851 STATE ROUTE 232, 1851, NEW RICHMOND, OH 45157-8637

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3003 FRAZIER ST, COVINGTON, KY 41015-1261

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Dec 04, 2019
Property Address	3003 FRAZIER ST, COVINGTON, KY 41015-1261
Document Number	0000000403
Book / Page	0C6818 / 000341
Instrument Date	Nov 22, 2019
Instrument	403
Transaction Type	Transfer
Record Updated	Dec 23, 2019
Title Company	LAWYERS TITLE/CINCINNATI INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$109.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3003 FRAZIER ST COVINGTON KY 410151261, COVINGTON, KY 41015-1261

Mortgage

Document Number	404
Date	Dec 04, 2019
Book Page	0C6818/000345
Instrument	404

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 03, 2049

Mortgage

Document Number	405,
Date	Dec 04, 2019
Book Page	0C6819/000001
Instrument	405

Lender

Name	KENTUCKY HSNG
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 03, 2029

Interest

Rate Type	Adjustable Rate

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Oct 16, 2018
Property Address	3003 FRAZIER ST, COVINGTON, KY 41015-1261
Document Number	0C65240326
Book / Page	0C6524 / 000326
Instrument Date	Oct 12, 2018
Transaction Type	Transfer
Record Updated	Oct 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$22.50
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4135 ALEXANDRIA PIKE COLD SPRING KY 410766800, COLD SPRING, KY 41076-6800

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Sep 11, 2018
Property Address	3003 FRAZIER ST, COVINGTON, KY 41015-1261
Document Number	0000000148
Book / Page	0C6499 / 000140
Instrument Date	Apr 12, 2017
Instrument	148
Transaction Type	Transfer
Record Updated	Oct 03, 2018

Transaction

Amount	Amount Recorded
Tax	$12.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4135 ALEXANDRIA PIKE #105 COLD SPRING KY 410766801, 105, COLD SPRING, KY 41076-6801

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,968.00 (-0.56%)	$148,600 (-) Land $5,000 Building $143,600	$148,600 (-) Land $5,000 Building $143,600
2023	$1,979.00	$148,600 Land $5,000 Building $143,600	$148,600 Land $5,000 Building $143,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

3003 Frazier St, Covington (Latonia), KY 41015 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2021: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

Interest

October 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2018: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Frazier St

Nearby Streets

Search Property Records by Address or Parcel Number