Effingham County property record for 3003 Four Seasons Dr, Effingham, IL 62401
| Property Type | Commercial |
|---|---|
| Lot Size | 1.26 acres (54,886 sqft) |
| Owner | Company Name on File |
| Last Sale | $6,000 (Jan 1996) |
| Tax Bill | $644 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage Sep 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-10-005-032 |
| Primary APN | 14-10-005-032 |
|---|
| Lot Area | 54,886 sqft (1.26 acres) |
|---|
| Street Address | 3003 FOUR SEASONS DR |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOT 8 FOUR SEASONS COMMERCIAL SUB #3 3400/50 1609/317 1609/314 1609/310 1198/96 |
| Legal Subdivision | FOUR SEASONS COMMERCIAL SUBDIVISION |
| Legal Lot Number | 8 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | WATSON |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 950800 |
3003 Four Seasons Dr, a commercial property, is owned by a company that bought it in January 1996.
Source: Effingham County records, as of October 5, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4770 E MARRILL RD, BYRON, IL 61010-9587 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 18, 2018 | Deed of Trust, Mortgage · Commercial Mortgage CROSSROADS BANK |
| Sep 13, 2018 | Deed of Trust, Mortgage · Line of Credit CROSSROADS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 23, 1996 · Amount on File |
| Deed Sale | Jan 23, 1996 · Amount on File |
| Deed Document Number | 199620012011390 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 3003 FOUR SEASONS DR, EFFINGHAM, IL 62401 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2023 |
| Title Company | AA LAND TITLE, NAPA LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 003400/053 |
|---|---|
| Date | Jul 18, 2018 |
| Book Page | 3400/053 |
| Instrument | 201801802906 |
| Name | CROSSROADS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jul 12, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Change Frequency | Annually |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 3003 FOUR SEASONS DR, EFFINGHAM, IL 62401 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2023 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 003414/032 |
|---|---|
| Date | Sep 13, 2018 |
| Book Page | 3414/032 |
| Instrument | 201801803803 |
| Name | CROSSROADS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | Aug 30, 2019 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 3003 Four Seasons Dr was $644.
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Watson Township |
| Municipality | Effingham City |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $644.00 | $11,110 Land $11,110 | $33,330 Land $33,330 |
| 2022 | $580.00 | $8,310 Land $8,310 | $24,930 Land $24,930 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3003 Four Seasons Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3003 Four Seasons Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EFFINGHAM serves 12,252 people · EPA ID IL0490250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Fidium Fiber.
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