3003 Fin Rd, Winter Haven, FL 33880 Property Records

Polk County property record for 3003 Fin Rd, Winter Haven, FL 33880 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2023
Square Footage	1,928 sqft Living Area
Lot Size	6,499 sqft (0.149 acres)
Occupancy	Owner Occupied
Last Sale	$330,000 (2023)
Tax Bill	$4,292.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`26-29-08-686704-000870`
Alternative APN	`082926686704000870`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,928 sqft Living Area
Gross Area	2,369 sqft Gross Area
1st Floor	1,928 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	6,499 sqft (0.149 acres)
Garage Type	Attached Garage
Garage Area	441 sqft Garage
Porch Area	245 sqft Porch

Location & Zoning

Street Address	3003 FIN RD
City	EAGLE LAKE
State	FL
Zip	33839
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SUTTON PRESERVE PB 193 PG 30-31 LOT 87
Legal Subdivision	SUTTON PRESERVE
Legal Block	3
Legal Lot Number	87
Jurisdiction	POLK FL
Minor Civil Division	WINTER HAVEN-AUBURNDALE
Census Blockgroup	3
Census Block	3000
Census Tract	14501

Owner

Source: Polk County records · APN 26-29-08-686704-000870

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3003 FIN RD, WINTER HAVEN, FL 33880-5118
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 05, 2023 · Amount on Record
Deed Sale	Oct 05, 2023 · Amount on Record
Deed Doc Number	2023234948
Deed Book / Page	12861 / 1803
Record Refreshed	Sep 20, 2026

October 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 05, 2023
Property Address	3003 FIN RD, WINTER HAVEN, FL 33880-5118
Document Number	0000234948
Book / Page	12861 / 1803
Map Reference	MB 193 PG 30
Instrument Date	Sep 28, 2023
Instrument	2023234948
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 05, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2822 COMMERCE PARK DR STE 100, 100, ORLANDO, FL 32819-8636

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3003 FIN RD, WINTER HAVEN, FL 33880-5118

Mortgage

Document Number	0128611808
Date	Oct 05, 2023
Instrument	12861/1808

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2053

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Eagle Lake City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,292.00 (+348.48%)	$261,079 (+443.91%) Land $50,000 Building $211,079	$261,079 (+443.91%) Land $50,000 Building $211,079
2023	$957.00 (+476.51%)	$48,000 (+479.99%) Land $48,000	$48,000 (+479.99%) Land $48,000
2022	$166.00	$8,276 Land $8,276	$8,276 Land $8,276

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	147.4 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.