3003 Elm Gate St, San Antonio, TX 78230 Property Records

Bexar County property record for 3003 Elm Gate St, San Antonio, TX 78230

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,923 sqft · built 1994
Lot Size	0.277 acres (12,079 sqft)
Owner	2 Individual Names on Record
Last Sale	$377,200 (Oct 2004)
Tax Bill	$12,652 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17378-005-0930`

Property Details

APN / Parcel Number

Primary APN	`17378-005-0930`
Alternative APN	`653735`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,923 sqft Living Area
Gross Area	4,576 sqft
1st Floor Area	2,413 sqft
2nd Floor Area	1,510 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1995
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Roof Material	Tile
Lot Area	12,079 sqft (0.277 acres)
Lot Dimensions	85 ft deep x 48 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Open Porch
Porch Area	32 sqft
Deck Area	280 sqft
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3003 ELM GATE ST
City	SAN ANTONIO
State	TX
Zip	78230-2765
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NCB: 17378 BLK: 5 LOT: 93 ELM CREEK UNIT-12A
Legal Subdivision	ELM CRK SUB UN 12-A NCB 17378
Legal Block	5
Legal Lot Number	93
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO NORTH
Census Block Group	2
Census Block	2008
Census Tract	191505

Owner

Source: Bexar County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3003 ELM GATE ST, SAN ANTONIO, TX 78230-2765
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2019	Deed of Trust, Mortgage · Line of Credit BBVA USA
Aug 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage BBVA USA
Sep 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage BBVA USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2004 · Amount on Record
Deed Sale	Oct 28, 2004 · Amount on Record
Prior Sale	Jun 5, 2003 · Amount on Record
Deed Book / Page	11049 / 481
Prior Transfer Date	Jun 2, 2003
Prior Transfer Doc	1104000481
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	3003 ELM GATE ST, SAN ANTONIO, TX 78230-2765
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000215445
Date	Oct 24, 2019
Instrument	20190215445

Lender

Name	BBVA USA
Type	Bank
Address	SAN ANTONIO, TX 78229

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	3003 ELM GATE ST, SAN ANTONIO, TX 78230-2765
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	FATCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000169915
Date	Aug 27, 2019
Instrument	20190169915

Lender

Name	BBVA USA
Type	Bank
Address	BIRMINGHAM, AL 35296

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2034

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	3003 ELM GATE ST, SAN ANTONIO, TX 78230-2765
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000178889
Date	Sep 9, 2019
Instrument	20190178889

Lender

Name	BBVA USA
Type	Bank
Address	BIRMINGHAM, AL 35296

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2034

Tax Assessment & Valuation

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Municipality	San Antonio City
Unified School District	Northside Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,652.00 (-2.24%) Homeowner's exemption	$681,090 (+0.73%) Land $183,690 Building $497,400	$681,090 (+0.73%) Land $183,690 Building $497,400
2024	$12,942.00 (+9.21%)
2023	$11,851.00 (-6.48%) Homeowner's exemption	$676,140 Land $168,470 Building $507,670	$676,140 Land $168,470 Building $507,670
2022	$12,672.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (2002–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	May 2017 · other causes
Claims by Event	Severe Storms And Flooding, Jul 2002 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN ANTONIO WATER SYSTEM serves 2,643,729 people · EPA ID TX0150018
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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