Spokane County property record for 3003 E Ermina Ave, Spokane, WA 99207
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,920 sqft · built 1974 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $357,000 (Sep 2024) |
| Tax Bill | $3,464 (2026) |
| Deeds & Mortgages | Feb 2018 Mortgage Dec 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35103.0608 |
| Primary APN | 35103.0608 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Building Area | 1,920 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Finished Basement | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,100 sqft (0.163 acres) |
| Lot Dimensions | 142 ft deep x 50 ft wide |
| Patio Area | 120 sqft |
| Canopy | 120 sqft |
| Pole Barn | 696 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3003 E ERMINA AVE |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99207-5407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | RIVERSIDE PETER SAPRO L7 B48 |
| Legal Subdivision | RIVERSIDE PETER SAPRO |
| Legal Block | 48 |
| Legal Lot Number | 7 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 2600 |
Source: Spokane County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3003 E ERMINA AVE, SPOKANE, WA 99207-5407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Feb 15, 2018 | Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Dec 1, 2017 | Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Oct 16, 2019 | Warranty Deed, Transfer · Conventional Mortgage GESA CU |
| Mar 10, 2017 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage HERITAGE HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2024 · Amount on Record |
| Deed Sale | Sep 5, 2024 · Amount on Record |
| Prior Sale | Oct 16, 2019 · Amount on Record |
| Deed Document Number | 20247370600 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 3003 E ERMINA AVE, SPOKANE, WA 99207-5407 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0006682413 |
|---|---|
| Date | Feb 15, 2018 |
| Instrument | 6682413 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | CERRITOS, CA 90703 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 3003 E ERMINA AVE, SPOKANE, WA 99207-5407 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0006663897 |
|---|---|
| Date | Dec 1, 2017 |
| Instrument | 6663897 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | CERRITOS, CA 90703 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Oct 16, 2019 |
| Property Address | 3003 E ERMINA AVE, SPOKANE, WA 99207-5407 |
| Document Number | 0006853976 |
| Map Reference | VOL A PG 206 |
| Instrument Date | Oct 15, 2019 |
| Instrument | 6853976 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2022 |
| Title Company | VISTA TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,221.82 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3003 E ERMINA AVE, SPOKANE, WA 99207-5407 |
| Document Number | 0006853977 |
|---|---|
| Date | Oct 16, 2019 |
| Instrument | 6853977 |
| Name | GESA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2034 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.75% |
| Index | 10-Year TN |
| Max Rate | 9.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Mar 10, 2017 |
| Property Address | 3003 E ERMINA AVE, SPOKANE, WA 99207-5407 |
| Document Number | 0006584730 |
| Instrument Date | Mar 9, 2017 |
| Instrument | 6584730 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 2, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,120.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3003 E ERMINA AVE SPOKANE WA 992075407, SPOKANE, WA 99207-5407 |
| Document Number | 6584731 |
|---|---|
| Date | Mar 10, 2017 |
| Instrument | 6584731 |
| Name | HERITAGE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | SPOKANE, WA 99212 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 9, 2047 |
Source: Spokane County assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane City |
| Unified School District | Spokane Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,464.00 (+4.72%) | $352,500 (+4.07%) Land $75,000 Building $277,500 | $352,500 (+4.07%) Land $75,000 Building $277,500 |
| 2025 | $3,308.00 (+1.35%) | $338,700 (+1.53%) Land $80,000 Building $258,700 | $338,700 (+1.53%) Land $80,000 Building $258,700 |
| 2024 | $333,600 (+33.6%) Land $75,000 Building $258,600 | $333,600 (+33.6%) Land $75,000 Building $258,600 | |
| 2023 | $3,264.00 (+11.67%) | $249,700 Land $47,000 Building $202,700 | $249,700 Land $47,000 Building $202,700 |
| 2022 | $2,923.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.6% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| Intermax Networks Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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