Sumter County property record for 3003 Diver Loop, The Villages, FL 32163
| Property Type | Single Family Home |
|---|---|
| Details | 2,016 sqft · built 2018 |
| Lot Size | 0.195 acres (8,524 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $424,000 (Dec 2020) |
| Tax Bill | $8,600 (2024) |
| Deeds & Mortgages | Oct 2025 Line of Credit Mar 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | G32P143 |
| Primary APN | G32P143 |
|---|---|
| Alternative APN |
|
| Building Area | 2,016 sqft Heated Area |
|---|
| Year Built | Built 2018 |
|---|---|
| Construction Type | Concrete |
| Lot Area | 8,524 sqft (0.195 acres) |
| Garage Area | 447 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 425 sqft |
| Account Number | 1077324 |
|---|---|
| Street Address | 3003 DIVER LOOP |
| City | THE VILLAGES |
| State | FL |
| Zip | 32163-0318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 143 THE VILLAGE OF FENNEY UNIT 10 PB 16 PGS 28-28E |
| Legal Range | 23E |
| Legal Township | 19S |
| Legal Section | 32 |
| Legal Subdivision | VILLAGE/FENNEY UN #10 |
| Legal Lot Number | 143 |
| Legal Unit | 10 |
| Jurisdiction | SUMTER FL |
| Township / Civil Division | WILDWOOD |
| Census Block Group | 1 |
| Census Block | 1128 |
| Census Tract | 910300 |
Source: Sumter County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 301 BRICK RIDGE LN, WASHINGTON, PA 15301-1479 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 1, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS FIRST BANK INC |
| Mar 30, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS FIRST BANK INC |
| Mar 30, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS FIRST BANK INC |
| Dec 2, 2020 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS FIRST BANK INC |
| May 14, 2018 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS 1ST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2020 · Amount on Record |
| Deed Sale | Dec 2, 2020 · Amount on Record |
| Prior Sale | May 14, 2018 · Amount on Record |
| Deed Document Number | 202060052577 |
| Deed Book / Page | 3874 / 256 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER FL |
| Property Address | 3003 DIVER LOOP, THE VILLAGES, FL 32163-0318 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3003 DIVER LOOP, THE VILLAGES, FL 32163-0318 |
| Document Number | 0049600356 |
|---|---|
| Date | Oct 1, 2025 |
| Book Page | 4960/356 |
| Instrument | 202560047681 |
| Name | CITIZENS FIRST BANK INC |
|---|---|
| Type | Bank |
| Address | THE VILLAGES, FL 32162 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Sep 24, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER FL |
| Property Address | 3003 DIVER LOOP, THE VILLAGES, FL 32163-0318 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 301 BRICK RIDGE LN, WASHINGTON, PA 15301-1479 |
| Document Number | 0042340275 |
|---|---|
| Date | Mar 30, 2022 |
| Book Page | 4234/275 |
| Instrument | 202260016049 |
| Name | CITIZENS FIRST BANK INC |
|---|---|
| Type | Bank |
| Address | OCALA, FL 34476 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Feb 25, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER FL |
| Property Address | 3003 DIVER LOOP, THE VILLAGES, FL 32163-0318 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0042340272 |
|---|---|
| Date | Mar 30, 2022 |
| Book Page | 4234/272 |
| Instrument | 202260016048 |
| Name | CITIZENS FIRST BANK INC |
|---|---|
| Type | Bank |
| Address | LADY LAKE, FL 32158 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Dec 2, 2020 |
| Property Address | 3003 DIVER LOOP, THE VILLAGES, FL 32163-0318 |
| Document Number | 0038740256 |
| Book / Page | 3874 / 256 |
| Map Reference | MB 16 PG 28,28A&28E |
| Instrument Date | Nov 6, 2020 |
| Instrument | 202060052577 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | PENINSULA LAND & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,968.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4541 PENNO PL, 4541, THE VILLAGES, FL 32163-5531 |
| Name | Verified Name |
|---|---|
| Address | 301 BRICK RIDGE LN, WASHINGTON, PA 15301-1479 |
| Document Number | 0003874257 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 3874/257 |
| Name | CITIZENS FIRST BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | May 14, 2018 |
| Property Address | 3003 DIVER LOOP, THE VILLAGES, FL 32163-0318 |
| Document Number | 0034110500 |
| Book / Page | 3411 / 0500 |
| Map Reference | MB16 PG28&28A-28E |
| Instrument Date | May 8, 2018 |
| Instrument | 201860017477 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | PENINSULA LAND & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,536.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1020 LAKE SUMTER LNDG, 1020, THE VILLAGES, FL 32162-2699 |
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 3003 DIVER LOOP, THE VILLAGES, FL 32163-0318 |
| Document Number | 201860017478 |
|---|---|
| Date | May 14, 2018 |
| Instrument | 201860017478 |
| Name | CITIZENS 1ST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
Source: Sumter County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sumter County |
| Municipality | Wildwood City |
| Unified School District | Sumter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $488,220 (+7.3%) Land $51,140 Building $437,080 | $488,220 (+7.3%) Land $51,140 Building $437,080 | |
| 2024 | $8,600.00 (+6.02%) | ||
| 2023 | $8,112.00 (+2.64%) | $455,000 (+19.38%) Land $34,100 Building $420,900 | $455,000 (-2.96%) Land $34,100 Building $420,900 |
| 2022 | $7,903.00 | $381,150 | $468,860 Land $34,100 Building $434,760 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 226 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 226 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILDWOOD, CITY OF (7 WPS) serves 25,941 people · EPA ID FL6600331 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 710 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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