3003 Crystal Rock Rd, Naperville, IL 60564 Property Records

Will County property record for 3003 Crystal Rock Rd, Naperville, IL 60564

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,012 sqft · built 2001
Lot Size	0.21 acres (9,053 sqft)
Owner	Individual Name on File
Last Sale	$199,500 (Jan 2017)
Tax Bill	$8,488 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Jan 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-01-09-203-032`

Property Details

APN / Parcel Number

Primary APN	`07-01-09-203-032`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,012 sqft Total Area
1st Floor Area	851 sqft
2nd Floor Area	1,161 sqft
Basement Area	851 sqft
Unfinished Basement	851 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Townhouse
Construction Type	Frame
Lot Area	9,053 sqft (0.21 acres)
Garage Area	454 sqft

Location & Zoning

Street Address	3003 CRYSTAL ROCK RD
City	NAPERVILLE
State	IL
Zip	60564-8144
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 194 IN THE SIGNATURE CLUB AT CLEARWATER, A SUB OF PRT OF THE E1/2 NE1/4 OF SEC 9, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	09
Legal Subdivision	SIGNATURE CLUB @ CLEARWATER
Legal Lot Number	194
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	1
Census Block	1002
Census Tract	880323

Owner

3003 Crystal Rock Rd, a townhouse, is owned and occupied by an individual who acquired it in November 2017.

Source: Will County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	3003 CRYSTAL ROCK RD, NAPERVILLE, IL 60564-8144
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Jan 16, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage PENTAGON FCU
Jan 30, 2017	Special Warranty Deed, Transfer · FHA Mortgage COMPASS MORTGAGE INC
Jan 3, 2017	Trustee's Deed, Foreclosure PREMIER TITLE COMPANY, PREMIER TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2017 · Amount on File
Deed Sale	Jan 30, 2017 · Amount on File
Prior Sale	Jan 3, 2017
Deed Document Number	20179381
Last Transfer Date	Nov 24, 2017
Transfer Doc	0000003943
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3003 CRYSTAL ROCK RD, NAPERVILLE, IL 60564-8144
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000094040
Date	Oct 26, 2020
Instrument	R2020094040

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILL IL
Recording Date	Jan 16, 2018
Property Address	3003 CRYSTAL ROCK RD, NAPERVILLE, IL 60564-8144
Document Number	0000003943
Map Reference	DOC R97-108385
Instrument Date	Nov 24, 2017
Instrument	R2018003943
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	LENDERS TITLE SOLUTIONS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3003 CRYSTAL ROCK RD, NAPERVILLE, IL 60564-8144

Mortgage

Document Number	0000003944
Date	Jan 16, 2018
Instrument	R2018003944

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Dec 1, 2032

Interest

Rate	3.25%

January 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jan 30, 2017
Property Address	3003 CRYSTAL ROCK RD, NAPERVILLE, IL 60564-8144
Document Number	0000009381
Map Reference	DOC R97-108385
Instrument Date	Jan 6, 2017
Instrument	R2017009381
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	PREMIER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$897.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3003 CRYSTAL ROCK RD, NAPERVILLE, IL 60564-8144

Mortgage

Document Number	0000009382
Date	Jan 30, 2017
Instrument	R2017009382

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WILL IL
Recording Date	Jan 3, 2017
Property Address	3003 CRYSTAL ROCK RD, NAPERVILLE, IL 60564-8144
Document Number	0000000199
Instrument Date	Sep 1, 2016
Instrument	199
Transaction Type	Foreclosure
Record Updated	Feb 22, 2017
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8742 LUCENT BLVD #300 HIGHLANDS RANCH CO 801292386, 300, HIGHLANDS RANCH, CO 80129-2386

Tax Assessment & Valuation

The 2025 property tax bill for 3003 Crystal Rock Rd was $8,488, up 4.6% from the year before.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,488.00 (+4.65%)	$136,155 (+9.95%) Land $34,613 Building $101,542	$408,465 (+9.95%) Land $103,839 Building $304,626
2024	$8,111.00	$123,834 Land $31,481 Building $92,353	$371,502 Land $94,443 Building $277,059
2022	$7,216.00	$99,600 Land $26,308 Building $73,292	$298,800 Land $78,924 Building $219,876

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3003 Crystal Rock Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3003 Crystal Rock Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband, AT&T, Verizon.

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