Stafford County property record for 3003 Cruiser Dr, Stafford, VA 22554
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,016 sqft · built 1985 |
| Lot Size | 0.35 acres (15,259 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,641 (2025) |
| Deeds & Mortgages | May 2021 Refinance Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21B-2734 |
| Primary APN | 21B-2734 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,016 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,259 sqft (0.35 acres) |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 216 sqft |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 13796 |
|---|---|
| Old Parcel Number | 021B 2734 |
| Street Address | 3003 CRUISER DR |
| City | STAFFORD |
| State | VA |
| Zip | 22554-2712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1- SUBURB RES |
| Legal Description | LOT 2734 15260 SQFT SEC 9 AQUIA HARBOUR SUB |
| Legal Subdivision | AQUIA HARBOUR SEC 09 |
| Legal Lot Number | 2734 15260 |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | AQUIA |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 10107 |
3003 Cruiser Dr is owned and occupied by two individuals who acquired it in April 2020.
Source: Stafford County records, as of November 17, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3003 CRUISER DR, STAFFORD, VA 22554-2712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC |
| Apr 11, 2020 | Deed of Trust, Mortgage · VA Mortgage BNC NAT'L BK |
| Apr 15, 2020 | Quit Claim Deed, Transfer · VA Mortgage BNC NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2020 |
| Deed Sale | Apr 23, 2020 |
| Deed Document Number | 200008878 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 3003 CRUISER DR, STAFFORD, VA 22554-2712 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0210017496 |
|---|---|
| Date | May 24, 2021 |
| Instrument | 210017496 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 3003 CRUISER DR, STAFFORD, VA 22554-2712 |
| Document Number | 200008166 |
| Instrument Date | Apr 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3003 CRUISER DR STAFFORD VA 225542712, STAFFORD, VA 22554-2712 |
| Document Number | 200008166 |
|---|---|
| Date | Apr 15, 2020 |
| Instrument | 8166 |
| Name | BNC NAT'L BK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 14, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Apr 15, 2020 |
| Property Address | 3003 CRUISER DR, STAFFORD, VA 22554-2712 |
| Document Number | 200008878 |
| Instrument Date | Apr 11, 2020 |
| Instrument | 8878 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3003 CRUISER DR STAFFORD VA 225542712, STAFFORD, VA 22554-2712 |
| Document Number | 200008166 |
|---|---|
| Date | Apr 15, 2020 |
| Instrument | 8166 |
| Name | BNC NAT'L BK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 14, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 3003 Cruiser Dr was $3,641.
Source: Stafford County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,641.00 | $388,800 Land $145,000 Building $243,800 | $388,800 Land $145,000 Building $243,800 |
| 2023 | $3,345.00 | $354,000 Land $120,000 Building $234,000 | $354,000 Land $120,000 Building $234,000 |
| 2021 | $2,645.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3003 Cruiser Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2000) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2000 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3003 Cruiser Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures