3003 Bernardo Ln, Riviera Beach (West Palm Beach), FL 33407 Property Records

Palm Beach County property record for 3003 Bernardo Ln, Riviera Beach, FL 33407

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,124 sqft · built 2003
Lot Size0.104 acres (4,522 sqft)
Owner2 Individual Names on Record
Last Sale$223,490 (Oct 2003)
Tax Bill$1,340 (2025)
Deeds & MortgagesJul 2026 Sale
Flood ZoneZone X (minimal risk)
APN56-42-42-36-36-000-0860

Property Details

APN / Parcel Number

Primary APN56-42-42-36-36-000-0860

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,124 sqft Living Area
Gross Area3,224 sqft
1st Floor Area1,062 sqft
Upper Floors Area1,062 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2007
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeWood Truss
Roof MaterialConcrete
Lot Area4,522 sqft (0.104 acres)
Garage TypeAttached
Garage Area440 sqft
PorchFinished/Open Porch
Porch Area30 sqft
Patio Area1,398 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address3003 BERNARDO LN
CityRIVIERA BEACH
StateFL
Zip33407-1107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-PUD
Legal DescriptionNORTH COUNTY PUD PL 2 LT 86
Legal Range42E
Legal Township42S
Legal Section36
Legal SubdivisionNORTH COUNTY PUD PL 2
Legal Lot Number86
JurisdictionPALM BEACH FL
Township / Civil DivisionRIVIERA BEACH
Census Block Group3
Census Block3014
Census Tract1002

Owner

Source: Palm Beach County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3003 BERNARDO LN, RIVIERA BEACH, FL 33407-1107
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 9, 2003 · Amount on Record
Deed SaleOct 9, 2003 · Amount on Record
Deed Document Number2003615081
Deed Book / Page15995 / 530
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPALM BEACH FL
Recording DateJul 15, 2026
Property Address3003 BERNARDO LN, RIVIERA BEACH, FL 33407-1107
Document Number0000257734
Book / Page36660 / 10
Instrument DateJul 13, 2026
Instrument2026257734
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address3003 BERNARDO LN, RIVIERA BEACH, FL 33407-1107

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPalm Beach County
MunicipalityRiviera Beach City
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,340.00 (+8.77%) Homeowner's exemption$157,557 (+5.99%)$409,994 (+2.86%) Land $120,000 Building $289,994
2023$1,232.00 (-48.34%) Homeowner's exemption$148,657 (+3%)$398,585 (+26.3%) Land $94,160 Building $304,425
2022$2,385.00 Homeowner's exemption$144,327$315,597 Land $80,000 Building $235,597

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RIVIERA BEACH UTILITY DISTRICT
serves 46,762 people · EPA ID FL4501229
Water SourceGroundwater
Last State InspectionJan 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Jun 2023
Total trihalomethanes
resolved · Jul 2018
Haloacetic acids
resolved · Apr 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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