3003 45th St SW, Lehigh Acres, FL 33976 Property Records

Lee County property record for 3003 45th St SW, Lehigh Acres, FL 33976

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,048 sqft · built 1997
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Jun 2022)
Tax Bill	$3,048 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-45-26-04-00030.0090`

Property Details

APN / Parcel Number

Primary APN	`12-45-26-04-00030.0090`
Alternative APNs	`12-45-26-L4-04030.0090` `261245L4040300090` `10579334`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,048 sqft Living Area
Gross Area	1,216 sqft
1st Floor Area	1,048 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1999
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,670 sqft (0.75 acres)

Exterior Amenities

Porch	Slab
Porch Area	84 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10579334
Street Address	3003 45TH ST SW
City	LEHIGH ACRES
State	FL
Zip	33976-4734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	LEHIGH ACRES UNIT 4 BLK 30 PB 15 PG 98 LOTS 7 THRU 9 LESS SUBSURFACE RIGHTS ASSESSED UNDER 12-45-26-99-04030.0090 AS DESC IN OR 4516 PG 2118
Legal Range	26E
Legal Township	45S
Legal Section	12
Legal Subdivision	LEHIGH ACRES
Legal Tract	04
Legal Block	30
Legal Lot Number	7-9
Legal Unit	4
Jurisdiction	LEE FL
Township / Civil Division	LEHIGH ACRES
Census Block Group	3
Census Block	3004
Census Tract	40303

Owner

Source: Lee County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3003 45TH ST SW, LEHIGH ACRES, FL 33976-4734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Deed of Trust, Mortgage GREGORY RHODES IRA
Jun 22, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage MARK SCHNEIDER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2022 · Amount on Record
Deed Sale	Jun 22, 2022 · Amount on Record
Prior Sale	Aug 15, 2012 · Amount on Record
Deed Document Number	2022207700
Prior Transfer Date	Jul 30, 2012
Prior Transfer Doc	0000179055
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	3003 45TH ST SW, LEHIGH ACRES, FL 33976-4734
Transaction Type	Mortgage
Record Updated	Feb 9, 2024
Title Company	EXPERIENCED TITLE AND ESCROW LLC, EXPERIENCED TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3003 45TH ST SW, LEHIGH ACRES, FL 33976-4734

Mortgage

Document Number	0000119463
Date	Apr 11, 2022
Instrument	2022000119463

Lender

Name	GREGORY RHODES IRA
Type	Non-Lending Institution
Address	ASHEVILLE, NC 28801

Agreement

Amount	Amount Recorded
Term	291 Months
Due	Jul 1, 2046

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jun 22, 2022
Property Address	3003 45TH ST SW, LEHIGH ACRES, FL 33976-4734
Document Number	0000207700
Map Reference	MB 15 PG 1-101
Instrument Date	Apr 6, 2022
Instrument	2022000207700
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	EXPERIENCED TITLE INC, EXPERIENCED T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3003 45TH ST SW, LEHIGH ACRES, FL 33976-4734

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3003 45TH ST SW, LEHIGH ACRES, FL 33976-4734

Mortgage

Document Number	0000207701
Date	Jun 22, 2022
Instrument	2022000207701

Lender

Name	MARK SCHNEIDER
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,278 (+12.29%) Land $78,267 Building $128,011	$206,278 (+12.29%) Land $78,267 Building $128,011
2025	$3,048.00 (+2.63%)	$183,708 (-2.81%) Land $73,352 Building $110,356	$183,708 (-2.81%) Land $73,352 Building $110,356
2023	$2,970.00 (+119.35%)	$189,023 (+100.29%) Land $45,575 Building $143,448	$189,023 (+34.37%) Land $45,575 Building $143,448
2022	$1,354.00 Homeowner's exemption	$94,377	$140,674 Land $30,384 Building $110,290

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GATEWAY SERVICES DISTRICT public/private · serves 14,553 people · EPA ID FL5364143
Water Source	Purchased surface water from LEE COUNTY UTILITIES
Last State Inspection	Nov 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink.

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