3003 39th Ave S, Moorhead, MN 56560 Property Records

Clay County property record for 3003 39th Ave S, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.29 acres (12,593 sqft)
Owner	2 Individual Names on File
Last Sale	$285,121 (Nov 2020)
Tax Bill	$6,366 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`58.808.2800`

Property Details

APN / Parcel Number

Primary APN	`58.808.2800`

Exterior

Lot Area	12,593 sqft (0.29 acres)

Location & Zoning

Street Address	3003 39TH AVE S
City	MOORHEAD
State	MN
Zip	56560-6040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME VILLAGE GREEN 6TH ADD LOT 011 BLOCK 006 SUBDIVISIONCD 58808
Legal Range	48
Legal Township	139
Legal Section	22
Legal Subdivision	VILLAGE GREEN 6TH ADD
Legal Block	6
Legal Lot Number	11
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	1
Census Block	1014
Census Tract	30109

Owner

3003 39th Ave S is owned and occupied by two individuals who bought it in November 2020.

Source: Clay County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3003 39TH AVE S, MOORHEAD, MN 56560-6040
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST INTERNATIONAL BANK
Jul 7, 2020	Warranty Deed, Transfer · Conventional Mortgage RED RIVER BANK
Dec 13, 2017	Loan Modification, Mortgage CHOICE FIN'L
Dec 7, 2017	Loan Modification, Mortgage CHOICE FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2020 · Amount on File
Deed Sale	Nov 2, 2020 · Amount on File
Prior Sale	Jul 7, 2020 · Amount on File
Deed Document Number	2020808088
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Nov 2, 2020
Property Address	3003 39TH AVE S, MOORHEAD, MN 56560-6040
Document Number	0000808088
Instrument Date	Nov 2, 2020
Instrument	808088
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 15, 2022
Title Company	REGENCY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$940.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3003 39TH AVE S, MOORHEAD, MN 56560-6040

Mortgage

Document Number	0000808089
Date	Nov 2, 2020
Instrument	808089

Lender

Name	FIRST INTERNATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Jul 7, 2020
Property Address	3003 39TH AVE S, MOORHEAD, MN 56560-6040
Document Number	0000802879
Instrument Date	Jul 1, 2020
Instrument	802879
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount on Record
Tax	$89.94
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1530 35TH STREET CIR S, MOORHEAD, MN 56560-8129
Investor	Possibly a Property Investor

Mortgage

Document Number	0000802880
Date	Jul 7, 2020
Instrument	802880

Lender

Name	RED RIVER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY MN
Recording Date	Dec 13, 2017
Property Address	3003 39TH AVE S, MOORHEAD, MN 56560-6040
Instrument Date	Dec 7, 2017
Instrument	775702
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000775702
Date	Dec 13, 2017
Instrument	775702

Lender

Name	CHOICE FIN'L
Type	Funding / Finance Company
Address	4501 23RD AVE S, FARGO, ND 58104-8782

Agreement

Amount	Amount on Record
Term	36 Months
Due	Dec 12, 2020

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY MN
Property Address	3003 39TH AVE S, MOORHEAD, MN 56560-6040
Document Number	0000775703
Instrument Date	Dec 7, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000775703
Date	Dec 13, 2017
Instrument	775703

Lender

Name	CHOICE FIN'L
Type	Funding / Finance Company
Address	FARGO, ND 58104

Agreement

Amount	Amount on Record
Term	36 Months
Due	Dec 12, 2020

Tax Assessment & Valuation

The 2026 property tax bill for 3003 39th Ave S was $6,366 with a homeowner's exemption.

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,366.00 Homeowner's exemption	$403,700 (+2.12%) Land $38,900 Building $364,800	$403,700 (+2.12%) Land $38,900 Building $364,800
2025		$395,300 Land $37,200 Building $358,100	$395,300 Land $37,200 Building $358,100
2023	$7,256.00 Homeowner's exemption	$355,200 Land $37,200 Building $318,000	$355,200 Land $37,200 Building $318,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3003 39th Ave S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3003 39th Ave S is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber, Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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