3003 20th St S, Moorhead, MN 56560 Property Records

Clay County property record for 3003 20th St S, Moorhead, MN 56560

Property Summary

Property Type	Apartments (5+ Units)
Lot Size	1.93 acres (84,282 sqft)
Owner	Company Name on Record
Last Sale	$6,583,000 (Apr 2026)
Tax Bill	$28,310 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`58.618.0050`

Property Details

APN / Parcel Number

Primary APN	`58.618.0050`

Exterior

Lot Area	84,282 sqft (1.93 acres)

Location & Zoning

Street Address	3003 20TH ST S
City	MOORHEAD
State	MN
Zip	56560-5254
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	SUBDIVISIONNAME QUEENS 2ND ADD LOT 002 BLOCK 001 SUBDIVISIONCD 58618 E245' OF N344' OF LOT 2 BLK 1
Legal Range	48
Legal Township	139
Legal Section	21
Legal Subdivision	QUEENS 2ND ADD
Legal Block	1
Legal Lot Number	2
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	2
Census Block	2009
Census Tract	30108

Owner

Source: Clay County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1224 WOODCREST AVE, SAINT PAUL, MN 55126-8491
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Special Warranty Deed, Transfer · Conventional Mortgage COHANO INVS
May 31, 2022	Warranty Deed, Transfer · Commercial Mortgage NEBRASKA STATE BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2026 · Amount on Record
Deed Sale	Apr 14, 2026 · Amount on Record
Prior Sale	May 31, 2022 · Amount on Record
Deed Document Number	2026863640
Record Updated	Sep 20, 2026

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Apr 14, 2026
Property Address	3003 20TH ST S, MOORHEAD, MN 56560-5254
Document Number	0000863640
Instrument Date	Mar 27, 2026
Instrument	2026.863640
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	INWEST TITLE, WEST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,194,113.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	1224 WOODCREST AVE, SAINT PAUL, MN 55126-8491

Mortgage

Document Number	0000863641,
Date	Apr 14, 2026
Instrument	2026.863641

Lender

Name	COHANO INVS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	5.98%
Max Rate	-1%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	May 31, 2022
Property Address	3003 20TH ST S, MOORHEAD, MN 56560-5254
Document Number	0000828868
Instrument Date	May 31, 2022
Instrument	828868
Transaction Type	Transfer
Record Updated	Jun 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3350 N FORK HWY, CODY, WY 82414-7120
Investor	Possibly a Property Investor

Mortgage

Document Number	0000828890
Date	Jun 1, 2022
Instrument	828890

Lender

Name	NEBRASKA STATE BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 15, 2042

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$28,310.00 (+3.16%)
2025		$1,736,700 (+3.62%) Land $421,400 Building $1,315,300	$1,736,700 (+3.62%) Land $421,400 Building $1,315,300
2023	$27,444.00	$1,676,000 Land $421,400 Building $1,254,600	$1,676,000 Land $421,400 Building $1,254,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Otter Tail Telecom, Verizon.

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