3002 McCraw Rd, Mooresboro, NC 28114 Property Records

Cleveland County property record for 3002 McCraw Rd, Mooresboro, NC 28114

Property Summary

Property Type	Single Family Home
Details	1,276 sqft · built 2000
Lot Size	0.95 acres (41,382 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (May 2022)
Tax Bill	$1,128 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Jan 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`54339`

Property Details

APN / Parcel Number

Primary APN	`54339`
Alternative APNs	`1333371` `1347962`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,276 sqft Total Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	41,382 sqft (0.95 acres)

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	96 sqft
Canopy	216 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1347962
Street Address	3002 MCCRAW RD
City	MOORESBORO
State	NC
Zip	28114-8718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	.95AC RD 1002
Legal Subdivision	PROPERTY SURVEY FOR VERDIE WOMACK
Legal Block	1
Legal Lot Number	23
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1020
Census Tract	951502

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2421 E CROOKED LAKE CLUB BLVD, EUSTIS, FL 32726-2006
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jan 4, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Oct 9, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 19, 2017	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2022 · Amount on Record
Deed Sale	May 13, 2022 · Amount on Record
Prior Sale	Jan 4, 2022 · Amount on Record
Deed Document Number	2022200072871
Prior Transfer Date	Jul 20, 2010
Prior Transfer Doc	0015992012
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	May 13, 2022
Property Address	3002 MCCRAW RD, MOORESBORO, NC 28114-8718
Document Number	0018722756
Book / Page	1872 / 2756
Instrument Date	May 12, 2022
Instrument	200072871
Transaction Type	Transfer
Record Updated	Aug 31, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3002 MCCRAW RD, MOORESBORO, NC 28114-8718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3002 MCCRAW RD, MOORESBORO, NC 28114-8718

Mortgage

Document Number	0018722761
Date	May 13, 2022
Instrument	1872/2761

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jan 4, 2022
Property Address	3002 MCCRAW RD, MOORESBORO, NC 28114-8718
Document Number	0018612690
Book / Page	1861 / 2690
Instrument Date	Jan 4, 2022
Instrument	200066589
Transaction Type	Transfer
Record Updated	Aug 31, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 LINDSEY LEE LN, SHELBY, NC 28152-0509

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3002 MCCRAW RD, MOORESBORO, NC 28114-8718

Mortgage

Document Number	0018612693
Date	Jan 4, 2022
Instrument	1861/2693

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Oct 9, 2020
Property Address	3002 MCCRAW RD, MOORESBORO, NC 28114-8718
Document Number	0018232003
Book / Page	1823 / 2003
Instrument Date	Oct 9, 2020
Instrument	200045334
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3002 MCCRAW RD, 3002, MOORESBORO, NC 28114-8718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3002 MCCRAW RD, MOORESBORO, NC 28114-8718

Mortgage

Document Number	18232006
Date	Oct 9, 2020
Instrument	1823/2006

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Dec 19, 2017
Property Address	3002 MCCRAW RD, MOORESBORO, NC 28114-8718
Document Number	0017571625
Book / Page	1757 / 1625
Instrument Date	Dec 15, 2017
Instrument	2017-008362
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$224.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 519, WACO, NC 28169-0519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3002 MCCRAW RD, MOORESBORO, NC 28114-8718

Mortgage

Document Number	0017571628
Date	Dec 19, 2017
Book Page	1757/1628

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	4.25%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,128.00 (+7.12%)	$171,379 (-) Land $16,302 Building $155,077	$171,379 (-) Land $16,302 Building $155,077
2025	$1,053.00	$171,379 (+80.27%) Land $16,302 Building $155,077	$171,379 (+80.27%) Land $16,302 Building $155,077
2023		$95,070 Land $13,338 Building $81,732	$95,070 Land $13,338 Building $81,732

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2004–2024)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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