Bay County property record for 3002 Malone Dr, Panama City, FL 32405
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,820 sqft · built 1980 |
| Lot Size | 0.36 acres (15,725 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $347,000 (Jul 2022) |
| Tax Bill | $4,134 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13783-036-000 |
| Primary APN | 13783-036-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,820 sqft Heated Area |
| Gross Area | 3,429 sqft |
| 1st Floor Area | 2,820 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 15,725 sqft (0.36 acres) |
| Lot Dimensions | 175 ft deep x 90 ft wide |
| Garage Area | 483 sqft |
| Pool Area | 578 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 36 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3002 MALONE DR |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-3841 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUNTINGDON ESTATES UNIT 3 LOT 9 BLK 7 ORB 4585 P 973 M-91A |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 30 |
| Legal Subdivision | HUNTINGDON ESTATES |
| Legal Block | 7 |
| Legal Lot Number | 9 |
| Legal Unit | 3 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 1502 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3002 MALONE DR, PANAMA CITY, FL 32405-3841 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 29, 2019 | Warranty Deed, Transfer · FHA Mortgage TRUSTMARK NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2022 · Amount on Record |
| Deed Sale | Jul 7, 2022 · Amount on Record |
| Prior Sale | May 29, 2019 · Amount on Record |
| Deed Document Number | 2022050760 |
| Deed Book / Page | 4585 / 973 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jul 7, 2022 |
| Property Address | 3002 MALONE DR, PANAMA CITY, FL 32405-3841 |
| Document Number | 0045850973 |
| Book / Page | 4585 / 973 |
| Map Reference | MB 12 PG 11&11A |
| Instrument Date | Jul 5, 2022 |
| Instrument | 2022050760 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | SOUTH OAK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,429.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3216 HYDRANGEA AVE, 3216, PANAMA CITY, FL 32405-2790 |
| Name | Verified Name |
|---|---|
| Address | 3002 MALONE DR, PANAMA CITY, FL 32405-3841 |
| Document Number | 0004585975 |
|---|---|
| Date | Jul 7, 2022 |
| Instrument | 4585/975 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | May 29, 2019 |
| Property Address | 3002 MALONE DR, PANAMA CITY, FL 32405-3841 |
| Document Number | 0041280847 |
| Book / Page | 4128 / 0847 |
| Instrument Date | May 28, 2019 |
| Instrument | 2019051052 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | MTI TITLE INSURANCE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,855.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11447 SW 27TH AVE, 11447, GAINESVILLE, FL 32608-8945 |
| Name | Verified Name |
|---|---|
| Address | 3002 MALONE DR, PANAMA CITY, FL 32405-3841 |
| Document Number | 0004128849 |
|---|---|
| Date | May 29, 2019 |
| Instrument | 4128/849 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,134.00 (-5.25%) Homeowner's exemption | $303,818 (+5.99%) | $320,336 (+9.09%) Land $58,684 Building $261,652 |
| 2023 | $4,363.00 (+26.72%) Homeowner's exemption | $286,656 (+22.29%) | $293,652 (+17.65%) Land $46,116 Building $247,536 |
| 2022 | $3,443.00 Homeowner's exemption | $234,413 | $249,607 Land $42,052 Building $207,555 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 119 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 119 in force |
| Nearby Flood Claims | 77 (1988–2022) |
| Claims Outside the SFHA | 29 of 77 |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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