3002 Crest Oak Cir, Laredo, TX 78045 Property Records

Webb County property record for 3002 Crest Oak Cir, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,333 sqft · built 1994
Lot Size	0.215 acres (9,352 sqft)
Owner	Individual Name on File
Last Sale	$451,148 (May 2026)
Tax Bill	$1,625 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`985-00002-220`

Property Details

APN / Parcel Number

Primary APN	`985-00002-220`
Alternative APN	`240902`

Interior

Stories	1 Story
Building Area	2,333 sqft Living Area
Gross Area	2,839 sqft
1st Floor Area	2,333 sqft
Utility Area	216 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,352 sqft (0.215 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Pool Area	476 sqft
Porch	Open Porch
Porch Area	396 sqft

Location & Zoning

Street Address	3002 CREST OAK CIR
City	LAREDO
State	TX
Zip	78045-8129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 22 BLK 2 WINFIELD I
Legal Subdivision	WINFIELD
Legal Phase	I
Legal Block	2
Legal Lot Number	22
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	2
Census Block	2022
Census Tract	1722

Owner

3002 Crest Oak Cir is owned and occupied by an individual who bought it in May 2026.

Source: Webb County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	3002 CREST OAK CIR, LAREDO, TX 78045-8129
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2026 · Amount on File
Deed Sale	May 1, 2026 · Amount on File
Deed Document Number	20261586478
Deed Book / Page	6031 / 877
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WEBB TX
Recording Date	May 1, 2026
Property Address	3002 CREST OAK CIR, LAREDO, TX 78045-8129
Document Number	0001586478
Book / Page	6031 / 877
Instrument Date	Apr 30, 2026
Instrument	2026.1586478
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3002 CREST OAK CIR, LAREDO, TX 78045-8129

Mortgage

Document Number	0001586479,
Date	May 1, 2026
Instrument	2026.1586479

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 3002 Crest Oak Cir was $1,625.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$362,841 (-0.51%) Land $145,424 Building $217,417	$362,841 (-0.51%) Land $145,424 Building $217,417
2025	$1,625.00 Homeowner's exemption Senior Citizen's exemption	$364,698 Land $145,424 Building $219,274	$364,698 Land $145,424 Building $219,274
2024	$1,625.00
2023		$341,532 Land $140,561 Building $200,971	$341,532 Land $140,561 Building $200,971
2022	$2,160.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3002 Crest Oak Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3002 Crest Oak Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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