3002 Big Bend Rd, Ellston, IA 50074 Property Records

Ringgold County property record for 3002 Big Bend Rd, Ellston, IA 50074

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 2006
Lot Size	0.31 acres (13,585 sqft)
Owner	2 Individual Names on File
Last Sale	$799,000 (May 2022)
Tax Bill	$11,208 (2025)
Deeds & Mortgages	Apr 2021 Construction Loan May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SR012001`

Property Details

APN / Parcel Number

Primary APN	`SR012001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,120 sqft Base Area
1st Floor Area	1,120 sqft
Basement Area	1,000 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Frame
Roof Material	Asphalt
Lot Area	13,585 sqft (0.31 acres)
Lot Dimensions	247 ft deep x 55 ft wide

Location & Zoning

Street Address	3002 BIG BEND RD
City	ELLSTON
State	IA
Zip	50074-4418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 637 SOUTH RIDGE PARK SUBDIVISION
Legal Subdivision	EMERSONS FIRST ADDITION
Legal Lot Number	637
Jurisdiction	RINGGOLD IA
Township / Civil Division	UNION
Census Block Group	1
Census Block	1058
Census Tract	950100

Owner

3002 Big Bend Rd is owned by two individuals who bought it in May 2022.

Source: Ringgold County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1907 D AVE, EMERSON, IA 51533-6057
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Construction Mortgage GREENSTATE CU
May 3, 2022	Warranty Deed, Transfer · Conventional Mortgage HOUGHTON STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2022 · Amount on File
Deed Sale	May 3, 2022 · Amount on File
Prior Sale	Feb 26, 2015 · Amount on File
Deed Document Number	2022634
Deed Book / Page	545 / 76
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RINGGOLD IA
Property Address	3002 BIG BEND RD, ELLSTON, IA 50074-4418
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000521/64
Date	Apr 5, 2021
Book Page	521/64
Instrument	2021-00000500

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 5, 2031
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	5.38%
Index	1-Year CMT

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RINGGOLD IA
Recording Date	May 3, 2022
Property Address	3002 BIG BEND RD, ELLSTON, IA 50074-4418
Document Number	0000545/76
Book / Page	545 / 76
Map Reference	MB 1 PG 590
Instrument Date	Apr 28, 2022
Instrument	2022-00000634
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,277.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1907 D AVE, EMERSON, IA 51533-6057

Mortgage

Document Number	000545/153
Date	May 6, 2022
Book Page	545/153
Instrument	2022-00000652

Lender

Name	HOUGHTON STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jun 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3002 Big Bend Rd was $11,208, up 23.2% from the year before.

Source: Ringgold County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Ringgold County
Unified School District	Mount Ayr Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,208.00 (+23.22%)	$884,729 Land $213,973 Building $670,756	$884,729 Land $213,973 Building $670,756
2024	$9,096.00
2023		$637,338 (+29.12%) Land $151,040 Building $486,298	$637,338 Land $151,040 Building $486,298
2022	$8,258.00	$493,619 Land $151,040 Building $342,579
2021			$493,619 Land $151,040 Building $342,579

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3002 Big Bend Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 17, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3002 Big Bend Rd is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 75% of Iowa
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 500
Verizon Fixed Wireless	300 / 20
Lockridge Networks Fixed Wireless	100 / 20
Windstream DSL	50 / 3

May also be available: T-Mobile.

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