3001 Twin Palms Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 3001 Twin Palms Dr, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,049 sqft · built 1999
Lot Size	0.121 acres (5,271 sqft)
Owner	Individual Name on File
Last Sale	$1,250,000 (Mar 2024)
Tax Bill	$15,955 (2025)
Deeds & Mortgages	May 2024 Mortgage Mar 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`039-361-35`

Property Details

APN / Parcel Number

Primary APN	`039-361-35`
Alternative APN	`039-361-35-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	2,049 sqft Living Area
Gross Area	2,609 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Wood
Roof Material	Tile
Lot Area	5,271 sqft (0.121 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Deck Area	228 sqft
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3001 TWIN PALMS DR
City	APTOS
State	CA
Zip	95003-3634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-5
Legal Subdivision	P55-20
Legal Lot Number	1
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1012
Census Tract	122004

Owner

3001 Twin Palms Dr is owned and occupied by an individual who bought it in March 2024.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	3001 TWIN PALMS DR, APTOS, CA 95003-3634
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2024	Deed of Trust, Mortgage · Conventional Mortgage MLD MORTGAGE
Mar 18, 2024	Grant Deed, Transfer · Conventional Mortgage MLD MORTGAGE
Apr 30, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 30, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2024 · Amount on File
Deed Sale	Mar 18, 2024 · Amount on File
Deed Document Number	20244886
Prior Transfer Date	Apr 25, 2018
Prior Transfer Doc	0000012904
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	3001 TWIN PALMS DR, APTOS, CA 95003-3634
Transaction Type	Mortgage
Record Updated	May 20, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3001 TWIN PALMS DR, APTOS, CA 95003-3634

Mortgage

Document Number	0000008622
Date	May 8, 2024
Instrument	2024-0008622

Lender

Name	MLD MORTGAGE
Type	Mortgage Company
Address	FLORHAM PARK, NJ 07932

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 18, 2024
Property Address	3001 TWIN PALMS DR, APTOS, CA 95003-3634
Document Number	0000004886
Map Reference	VOL 55 PG 20
Instrument Date	Mar 11, 2024
Instrument	2024-0004886
Transaction Type	Transfer
Record Updated	Apr 5, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3001 TWIN PALMS DR, APTOS, CA 95003-3634

Mortgage

Document Number	0000004887
Date	Mar 18, 2024
Instrument	2024-0004887

Lender

Name	MLD MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 30, 2018
Property Address	3001 TWIN PALMS DR, APTOS, CA 95003-3634
Document Number	0000012904
Instrument Date	Apr 25, 2018
Instrument	12904
Transaction Type	Transfer
Record Updated	May 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	11791 LAKESHORE N AUBURN CA 956028326, AUBURN, CA 95602-8326

April 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 30, 2018
Property Address	3001 TWIN PALMS DR, APTOS, CA 95003-3634
Document Number	0000012902
Instrument Date	Apr 25, 2018
Instrument	12902
Transaction Type	Transfer
Record Updated	May 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11791 LAKESHORE N AUBURN CA 956028326, AUBURN, CA 95602-8326

Tax Assessment & Valuation

The 2025 property tax bill for 3001 Twin Palms Dr was $15,955 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,300,500 (+2%) Land $884,340 Building $416,160
2025	$15,955.00 Homeowner's exemption	$1,275,000 Land $867,000 Building $408,000
2023	$8,283.00 (+2.36%)	$642,634 Land $332,397 Building $310,237	$1,487,070
2022	$8,092.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3001 Twin Palms Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3001 Twin Palms Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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