3001 Rogers St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3001 Rogers St, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 992 sqft · built 1953
Lot Size	0.178 acres (7,792 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Sep 2021)
Tax Bill	$3,643 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`056-13-06-003.00`

Property Details

APN / Parcel Number

Primary APN	`056-13-06-003.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	992 sqft Finished Area
Gross Area	1,080 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	7,792 sqft (0.178 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3001 ROGERS ST
City	COVINGTON
State	KY
Zip	41015-1182
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROGERS LOT 295 & N 1/2 LOT 294 50'X 200' IRR PLUS CLOSED PT OF 30TH ST PLUS 300SF FROM BD OF EDUCATION
Legal Subdivision	ROGERS M
Legal Lot Number	295,294
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2008
Census Tract	61400

Owner

Source: Kenton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3001 ROGERS ST, COVINGTON, KY 41015-1182
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Deed of Trust, Mortgage · Commercial Mortgage GUARDIAN SAVINGS BANK
Sep 2, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2021 · Amount on Record
Deed Sale	Sep 2, 2021 · Amount on Record
Prior Sale	Jul 22, 2014 · Amount on Record
Deed Document Number	20215900114
Deed Book / Page	115 / 355
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3001 ROGERS ST, COVINGTON, KY 41015-1182
Transaction Type	Mortgage
Record Updated	Jan 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3001 ROGERS ST, COVINGTON, KY 41015-1182

Mortgage

Document Number	0005900078
Date	Jan 3, 2024
Book Page	KCM 518/271
Instrument	24010305900078

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2029

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Sep 2, 2021
Property Address	3001 ROGERS ST, COVINGTON, KY 41015-1182
Document Number	0005900114
Book / Page	115 / 355
Instrument Date	Aug 27, 2021
Instrument	21090205900114
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	PROMINENT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	158 EGS BLVDB, 158, BATESVILLE, IN 47006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1770 TANGLEWOOD CT APT 9, 9, BURLINGTON, KY 41005-7457

Mortgage

Document Number	0005900029
Date	Sep 8, 2021
Book Page	269/342
Instrument	21090805900029

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,643.00 (-0.55%)	$275,000 (-) Land $5,000 Building $270,000	$275,000 (-) Land $5,000 Building $270,000
2023	$3,663.00	$275,000 Land $5,000 Building $270,000	$275,000 Land $5,000 Building $270,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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