3000 Willie Dr, Panama City, FL 32409 Property Records

Bay County property record for 3000 Willie Dr, Panama City, FL 32409

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,568 sqft · built 2023
Lot Size0.164 acres (7,143 sqft)
Owner2 Individual Names on File
Last Sale$415,000 (Oct 2025)
Tax Bill$3,825 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Jun 2023 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN07899-750-320

Property Details

APN / Parcel Number

Primary APN07899-750-320

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,568 sqft Living Area
Gross Area2,968 sqft
1st Floor Area1,084 sqft
FlooringVinyl/Resilient

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialOther
Lot Area7,143 sqft (0.164 acres)
Lot Dimensions110 ft deep x 39 ft wide
Garage TypeAttached
Garage Area400 sqft
DrivewayDriveway
Driveway Area684 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3000 WILLIE DR
CityPANAMA CITY
StateFL
Zip32409-1781
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHODGES BAYOU PLANTATION PH 2 LOT 64 ORB 4697 P 140
Legal SubdivisionHODGES BAYOU PLANTATION PH 2
Legal Lot Number64
JurisdictionBAY FL
Township / Civil DivisionSOUTHPORT
Census Block Group1
Census Block1054
Census Tract203

Owner

3000 Willie Dr is owned and occupied by two individuals who bought it in October 2025.

Source: Bay County records, as of January 5, 2026

Owner of Record2 Individual Names on File
Mailing Address3000 WILLIE DR, SOUTHPORT, FL 32409-1781
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2025Warranty Deed, Transfer · Conventional Mortgage
TYNDALL FCU
Jun 8, 2023Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 27, 2025 · Amount on File
Deed SaleOct 27, 2025 · Amount on File
Prior SaleJun 8, 2023 · Amount on File
Deed Document Number202562277
Deed Book / Page4966 / 2338
Prior Transfer DateJan 17, 2025
Prior Transfer Doc0048771475
Record UpdatedJun 8, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateOct 27, 2025
Property Address3000 WILLIE DR, SOUTHPORT, FL 32409-1781
Document Number0049662338
Book / Page4966 / 2338
Map ReferenceMB 29 PG 36
Instrument DateOct 24, 2025
Instrument2025062277
Transaction TypeTransfer
Record UpdatedApr 2, 2026
Title CompanyFLORIDA LEGAL TITLE LLC, FLORIDA LEGACY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,905.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7607 BAYOU GEORGE DR, PANAMA CITY, FL 32404-4061

Transferred To (Grantee/Buyer)

NameVerified Name
Address3000 WILLIE DR, SOUTHPORT, FL 32409-1781

Mortgage

Document Number0049662340
DateOct 27, 2025
Instrument4966/2340
Lender
NameTYNDALL FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

June 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionBAY FL
Recording DateJun 8, 2023
Property Address3000 WILLIE DR, SOUTHPORT, FL 32409-1781
Document Number0046970140
Book / Page4697 / 140
Map ReferenceMB 29 PG 36
Instrument DateMay 25, 2023
Instrument2023035492
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 15, 2024
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,799.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14251 PANAMA CITY BEACH PKWY, PANAMA CITY BEACH, FL 32413-2820

Transferred To (Grantee/Buyer)

NameVerified Name
Address3000 WILLIE DR, PANAMA CITY, FL 32409-1781

Mortgage

Document Number0004697141
DateJun 8, 2023
Instrument4697/141
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 3000 Willie Dr was $3,825, up 2.2% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,825.00 (+2.25%) Homeowner's exemption$348,787 (+2.9%)$367,644 (+8.46%) Land $68,938 Building $298,706
2024$3,741.00 (+458.36%) Homeowner's exemption$338,957 (+532.62%) Land $57,730 Building $281,227$338,957 (+532.62%) Land $57,730 Building $281,227
2023$670.00 (+707.23%)$53,580 (+644.17%) Land $53,580$53,580 (+644.17%) Land $53,580
2022$83.00$7,200 Land $7,200$7,200 Land $7,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3000 Willie Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 326 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies389 units insured
incl. 63 condo units
Nearby Flood Claims20 (1995–2021)
Claims Outside the SFHA2 of 20
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 11 claims
  • Hurricane Opal, Oct 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3000 Willie Dr is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Willie Dr

Nearby Streets

Search Property Records by Address or Parcel Number