Lake County property record for 3000 Steve Guard Ct, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,116 sqft · built 2017 |
| Lot Size | 0.442 acres (19,249 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $695,000 (Apr 2026) |
| Tax Bill | $6,075 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Sep 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-B-049-F-00-005-0 |
| Primary APN | 27-B-049-F-00-005-0 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,116 sqft Living Area |
| Gross Area | 3,468 sqft |
| 1st Floor Area | 1,280 sqft |
| Basement Area | 1,652 sqft |
| Finished Basement | 1,300 sqft |
| Unfinished Basement | 352 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Lot Area | 19,249 sqft (0.442 acres) |
| Garage Area | 487 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 100 sqft |
| Patio Area | 656 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3000 STEVE GUARD CT |
|---|---|
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1, 2 & 15 GORE TRACT |
| Legal Subdivision | MELROSE FARMS |
| Legal Block | 2 |
| Legal Lot Number | 42 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 201600 |
3000 Steve Guard Ct is owned and occupied by two individuals who bought it in April 2026.
Source: Lake County records, as of July 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3000 STEVE GUARD CT, WILLOUGHBY, OH 44094-7700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK |
| Sep 5, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Jan 22, 2020 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Aug 31, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BBMC MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2026 · Amount on File |
| Deed Sale | Apr 27, 2026 · Amount on File |
| Prior Sale | Aug 31, 2017 · Amount on File |
| Deed Document Number | 20268644 |
| Prior Transfer Date | Aug 23, 2023 |
| Prior Transfer Doc | 0000017498 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Apr 27, 2026 |
| Property Address | 3000 STEVE GUARD CT, WILLOUGHBY, OH 44094-7700 |
| Document Number | 0000008644 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 20268644 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $280,780.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3000 STEVE GUARD CT, WILLOUGHBY, OH 44094-7700 |
| Document Number | 0000008645, |
|---|---|
| Date | Apr 27, 2026 |
| Instrument | 20268645 |
| Name | JPMORGAN CHASE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Sep 5, 2023 |
| Property Address | 3000 STEVE GUARD CT, WILLOUGHBY, OH 44094-7700 |
| Document Number | 0000017498 |
| Map Reference | VOL 62 PG 6 |
| Instrument Date | Aug 23, 2023 |
| Instrument | 2023R017498 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3000 STEVE GUARD CT, WILLOUGHBY, OH 44094-7700 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 3000 STEVE GUARD CT, WILLOUGHBY, OH 44094-7700 |
| Document Number | 0000004763 |
| Instrument Date | Jan 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3000 STEVE GUARD CT WILLOUGHBY OH 440947700, WILLOUGHBY, OH 44094-7700 |
| Document Number | 0000004763 |
|---|---|
| Date | Feb 24, 2020 |
| Instrument | 4763 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Feb 23, 2060 |
| Rate | 3.62% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Aug 31, 2017 |
| Property Address | 3000 STEVE GUARD CT, WILLOUGHBY, OH 44094-7700 |
| Document Number | 0000023384 |
| Map Reference | VOL62 PG6 |
| Instrument Date | Aug 30, 2017 |
| Instrument | 2017R023384 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | OHIO REAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Document Number | 0000023385 |
|---|---|
| Date | Aug 31, 2017 |
| Instrument | 2017R023385 |
| Name | BBMC MORTGAGE LLC |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
The 2025 property tax bill for 3000 Steve Guard Ct was $6,075.
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,075.00 | $203,880 Land $46,020 Building $157,860 | $582,520 Land $131,490 Building $451,030 |
| 2023 | $15,766.00 (+51.55%) Homeowner's exemption | $166,520 (+0.71%) Land $36,760 Building $129,760 | |
| 2022 | $10,403.00 | $165,340 Land $36,760 Building $128,580 | |
| 2021 | $475,750 Land $105,020 Building $370,730 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3000 Steve Guard Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2013 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3000 Steve Guard Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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