Effingham County property record for 3000 N 3rd St, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,088 sqft · built 1955 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Dec 2016) |
| Tax Bill | $2,638 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Mar 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-12-003-004 |
| Primary APN | 12-12-003-004 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,088 sqft Base Area |
| 1st Floor Area | 1,088 sqft |
| Basement Area | 1,088 sqft |
| Unfinished Basement | 1,088 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 468 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3000 N 3RD ST |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-5105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW SW 3265/343 2965/128 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | TEUTOPOLIS |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 950600 |
3000 N 3rd St is owned and occupied by an individual who acquired it in March 2026.
Source: Effingham County records, as of October 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3000 N 3RD ST, EFFINGHAM, IL 62401-5105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Mar 13, 2026 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2016 · Amount on File |
| Deed Sale | Dec 21, 2016 · Amount on File |
| Prior Sale | Jul 12, 2013 · Amount on File |
| Deed Document Number | 20161605777 |
| Deed Book / Page | 3265 / 343 |
| Last Transfer Date | Mar 10, 2026 |
| Transfer Doc | 0000000923 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | May 4, 2026 |
| Property Address | 3000 N 3RD ST, EFFINGHAM, IL 62401-5105 |
| Document Number | 0000001595 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 20261595 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3000 N 3RD ST, EFFINGHAM, IL 62401-5105 |
| Document Number | 0000001595, |
|---|---|
| Date | May 4, 2026 |
| Instrument | 20261595 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.39% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Mar 13, 2026 |
| Property Address | 3000 N 3RD ST, EFFINGHAM, IL 62401-5105 |
| Document Number | 202626000923 |
| Instrument Date | Mar 10, 2026 |
| Instrument | 202626000923 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3000 N 3RD ST, EFFINGHAM, IL 62401-5105 |
The 2025 property tax bill for 3000 N 3rd St was $2,638 with a homeowner's exemption, down 8.3% from the year before.
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Teutopolis Township |
| Municipality | Effingham City |
| Unified School District | Teutopolis Community Unit School District 50 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,638.00 (-8.28%) Homeowner's exemption | $54,100 (+1%) Land $3,650 Building $50,450 | $162,300 (+1%) Land $10,950 Building $151,350 |
| 2024 | $2,876.00 | $49,180 Land $3,320 Building $45,860 | $147,540 Land $9,960 Building $137,580 |
| 2022 | $2,192.00 Homeowner's exemption | $40,460 Land $2,730 Building $37,730 | $121,380 Land $8,190 Building $113,190 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3000 N 3rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3000 N 3rd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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