3000 Ideal Ter, Cincinnati, OH 45238 Property Records

Hamilton County property record for 3000 Ideal Ter, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,242 sqft · built 1941
Lot Size	0.148 acres (6,447 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Oct 2023)
Tax Bill	$2,028 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`208-0059-0105-00`

Property Details

APN / Parcel Number

Primary APN	`208-0059-0105-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,242 sqft Living Area
1st Floor Area	690 sqft
2nd Floor Area	552 sqft
Upper Floors Area	552 sqft
Basement Area	690 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	6,447 sqft (0.148 acres)
Lot Dimensions	104 ft deep x 29 ft wide
Garage Type	Attached
Garage Area	210 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3000 IDEAL TER
City	CINCINNATI
State	OH
Zip	45238-2409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IDEAL TER 29.36 X 104.75 IRR LOT 4 LOUIS L MEYERS 5TH
Legal Subdivision	LOUIS MEYERS
Legal Lot Number	4
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3005
Census Tract	10202

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3000 IDEAL TER, CINCINNATI, OH 45238-2409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Oct 19, 2023	Warranty Deed, Transfer · Conventional Mortgage PREMIER BANK
Jan 29, 2018	Warranty Deed, Transfer · ARM EAGLE SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2023 · Amount on Record
Deed Sale	Oct 19, 2023 · Amount on Record
Prior Sale	Jan 29, 2018 · Amount on Record
Deed Document Number	0000074743
Deed Book / Page	15025 / 1309
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3000 IDEAL TER, CINCINNATI, OH 45238-2409
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	AH CLOSINGS AND TITLE SERVICES LLC, CLOSING & TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074493
Date	Jul 29, 2022
Book Page	14719/1013
Instrument	2022-0074493

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3000 IDEAL TER, CINCINNATI, OH 45238-2409
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000119058
Date	Oct 1, 2021
Book Page	14514/1593
Instrument	2021-0119058

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 19, 2023
Property Address	3000 IDEAL TER, CINCINNATI, OH 45238-2409
Document Number	0000074743
Book / Page	15025 / 1309
Map Reference	MB 43 PG 7
Instrument Date	Oct 13, 2023
Instrument	2023-0074743
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3000 IDEAL TER, CINCINNATI, OH 45238-2409

Mortgage

Document Number	0000074744
Date	Oct 19, 2023
Instrument	2023-0074744

Lender

Name	PREMIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 29, 2018
Property Address	3000 IDEAL TER, CINCINNATI, OH 45238-2409
Document Number	0000007781
Map Reference	MB 43 PG 7
Instrument Date	Nov 16, 2017
Instrument	18-0007781
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	6415 BRIDGETOWN RD, CINCINNATI, OH 45248-2934

Mortgage

Document Number	0000007782
Date	Jan 29, 2018
Instrument	18-0007782

Lender

Name	EAGLE SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	5.87%
Index	1-Year CMT
Margin	3
Max Rate	9.87%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,028.00 (+3.1%)	$32,865 (-) Land $6,300 Building $26,565
2024	$1,967.00 (-2.19%)	$32,865 (-) Land $6,300 Building $26,565
2023	$2,011.00 (+5.4%)	$32,865 (+17.52%) Land $6,300 Building $26,565	$93,900 (+17.52%) Land $18,000 Building $75,900
2022	$1,908.00 Homeowner's exemption	$27,965 Land $5,390 Building $22,575
2020			$79,900 Land $15,400 Building $64,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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