Cooke County property record for 3000 Co Rd 409, Gainesville, TX 76240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,560 sqft · built 1992 |
| Lot Size | 3.44 acres (149,846 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,677 (2026) |
| Deeds & Mortgages | Dec 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0523-032-00001 |
| Primary APN | 0523-032-00001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 3,560 sqft Living Area |
| Gross Area | 3,330 sqft |
| 1st Floor Area | 1,760 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 149,846 sqft (3.44 acres) |
| Garage Type | Detached |
| Garage Area | 725 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0523-032-00001 |
|---|---|
| Street Address | 3000 COUNTY ROAD 409 |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-1708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JESSUP T 0523 ACRES 3.44 |
| Legal Subdivision | JESSUP T |
| Jurisdiction | COOKE TX |
| Township / Civil Division | MUENSTER |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 200 |
3000 Co Rd 409 is owned and occupied by an individual who acquired it in December 2020.
Source: Cooke County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3000 COUNTY ROAD 409, GAINESVILLE, TX 76240-1708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 2020 |
| Deed Sale | Dec 22, 2020 |
| Deed Document Number | 202010381 |
| Deed Book / Page | 2385 / 28 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 3000 COUNTY ROAD 409, GAINESVILLE, TX 76240-1708 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3000 COUNTY ROAD 409, GAINESVILLE, TX 76240-1708 |
| Document Number | 002554/254 |
|---|---|
| Date | Dec 20, 2022 |
| Book Page | 2554/254 |
| Instrument | 2022-10245 |
| Name | NASCOGA FCU |
|---|---|
| Type | Credit Union |
| Address | KRUM, TX 76249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 15, 2037 |
The 2026 property tax bill for 3000 Co Rd 409 was $5,677 with a homeowner's exemption, up 47.7% from the year before.
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Unified School District | Lindsay Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,677.00 (+47.72%) Homeowner's exemption | $388,364 (+1%) | $427,593 (-) Land $136,776 Building $290,817 |
| 2025 | $3,843.00 (+4.2%) Homeowner's exemption | $353,058 Land $136,776 Building $290,817 | $427,593 Land $136,776 Building $290,817 |
| 2024 | $3,688.00 | ||
| 2023 | $247,799 Land $84,442 Building $234,910 | $319,352 Land $84,442 Building $234,910 | |
| 2022 | $2,932.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3000 Co Rd 409 in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 24 (1981–2007) |
| Claims Outside the SFHA | 3 of 24 |
| Most Recent Claim | Jun 2007 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3000 Co Rd 409 is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 81% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LINDSAY serves 1,050 people · EPA ID TX0490003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 500 / 100 |
| ElektraFi Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
| Plains Internet Fixed Wireless | 25 / 3 |
May also be available: AT&T.
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