Cook County property record for 300 Waverly Dr, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 988 sqft · built 1971 |
| Lot Size | 0.217 acres (9,438 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Oct 2025) |
| Tax Bill | $4,515 (2023) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Jun 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-18-111-018 |
| Primary APN | 06-18-111-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 988 sqft Living Area |
| 1st Floor Area | 988 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Frame/Masonry |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 9,438 sqft (0.217 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 300 WAVERLY DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-4627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 9E |
| Legal Township | 41N |
| Legal Section | 18 |
| Legal Subdivision | PARKWOOD 01 |
| Legal Lot Number | 40 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 804404 |
300 Waverly Dr is owned and occupied by two individuals who bought it in October 2025.
Source: Cook County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 300 WAVERLY DR, ELGIN, IL 60120-4627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 3, 2025 | Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS |
| Jun 19, 2018 | Loan Modification, Mortgage · Conventional Mortgage BCAT 2016-17TT (CT) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2025 · Amount on File |
| Deed Sale | Oct 3, 2025 · Amount on File |
| Prior Sale | Jun 5, 2025 · Amount on File |
| Deed Document Number | 20252258 |
| Prior Transfer Date | Mar 11, 2018 |
| Prior Transfer Doc | 0000049267 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 3, 2025 |
| Property Address | 300 WAVERLY DR, ELGIN, IL 60120-4627 |
| Document Number | 0027602258 |
| Map Reference | DOC 21330185 |
| Instrument Date | Sep 19, 2025 |
| Instrument | 2527602258 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Title Company | GREATER ILLINOIS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $275.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 300 WAVERLY DR, ELGIN, IL 60120-4627 |
| Investor | Possibly a Property Investor |
| Document Number | 0027602259 |
|---|---|
| Date | Oct 3, 2025 |
| Instrument | 2527602259 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.25% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 300 WAVERLY DR, ELGIN, IL 60120-4627 |
| Document Number | 1819055008 |
| Instrument Date | Jun 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 300 WAVERLY DR ELGIN IL 601204627, ELGIN, IL 60120-4627 |
| Document Number | 1819055008 |
|---|---|
| Date | Jul 9, 2018 |
| Instrument | 19055008 |
| Name | BCAT 2016-17TT (CT) |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 8, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,000 Land $6,607 Building $17,393 | $240,000 Land $66,070 Building $173,930 | |
| 2023 | $4,515.00 (+3.63%) Homeowner's exemption | $18,999 (-) Land $6,134 Building $12,865 | $189,990 (-) Land $61,340 Building $128,650 |
| 2022 | $4,357.00 Homeowner's exemption | $18,999 Land $6,134 Building $12,865 | $189,990 Land $61,340 Building $128,650 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 300 Waverly Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 300 Waverly Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 636 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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