McLean County property record for 300 W Charles St, Mc Lean, IL 61754
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 960 sqft · built 1920 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,352 (2024) |
| Deeds & Mortgages | Jul 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-35-404-006 |
| Primary APN | 26-35-404-006 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 1,950 sqft |
| 2nd Floor Area | 990 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Type | Detached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Street Address | 300 W CHARLES ST |
|---|---|
| City | MC LEAN |
| State | IL |
| Zip | 61754-9610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIG TOWN OF MCLEAN E 1/2 LOT 9 & ALL LOT 10 BLK 6 |
| Legal Range | 01W |
| Legal Township | 22N |
| Legal Section | 35 |
| Legal Subdivision | ORIG TOWN OF MCLEAN |
| Legal Block | 6 |
| Legal Lot Number | 9,10 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | MOUNT HOPE |
| Census Block Group | 3 |
| Census Block | 3139 |
| Census Tract | 6000 |
300 W Charles St is owned and occupied by two individuals who acquired it in February 2017.
Source: McLean County records, as of April 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 300 W CHARLES ST, MC LEAN, IL 61754-9610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 17, 2017 |
| Transfer Doc | 0000003494 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 300 W CHARLES ST, MC LEAN, IL 61754-9610 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2018 |
| Name | Verified Name |
|---|
| Document Number | 201800011387 |
|---|---|
| Date | Jul 16, 2018 |
| Instrument | 2018-00011387 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Jun 18, 2028 |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Mount Hope Township |
| Municipality | McLean Village |
| Unified School District | Olympia Community Unit School District 16 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $40,004 Land $5,973 Building $34,031 | $120,012 Land $17,919 Building $102,093 | |
| 2024 | $2,352.00 (+9.04%) | ||
| 2023 | $2,157.00 | $33,125 Land $4,946 Building $28,179 | $99,375 Land $14,838 Building $84,537 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 300 W Charles St in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 19 (1979–1984) |
| Claims Outside the SFHA | 19 of 19 |
| Most Recent Claim | Apr 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 300 W Charles St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCLEAN serves 791 people · EPA ID IL1130850 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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