300 W 1st St, Alcester, SD 57001 Property Records

Union County property record for 300 W 1st St, Alcester, SD 57001

Property Summary

Property Type	Commercial
Details	2,880 sqft · built 1995
Lot Size	0.304 acres (13,245 sqft)
Owner	Company Name on Record
Last Sale	$93,000 (May 2024)
Tax Bill	$1,001 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01.12.01.1005`

Property Details

APN / Parcel Number

Primary APN	`01.12.01.1005`

Interior

Building Area	2,880 sqft Total Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	13,245 sqft (0.304 acres)
Lot Dimensions	126 ft deep x 104 ft wide

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	300 W 1ST ST
City	ALCESTER
State	SD
Zip	57001
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 2 RAILWAY ADD ALC CITY
Legal Subdivision	RAILWAY ADD
Legal Block	B
Legal Lot Number	2
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	ALCESTER
Census Block Group	3
Census Block	3027
Census Tract	20100

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 712, ALCESTER, SD 57001-0712
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST SAVINGS BANK
Feb 14, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST SAVINGS BANK
Apr 10, 2019	Warranty Deed, Transfer · Line of Credit PREMIER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2024 · Amount on Record
Deed Sale	May 22, 2024 · Amount on Record
Prior Sale	Apr 10, 2019 · Amount on Record
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	300 W 1ST ST, ALCESTER, SD 57001
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00176/1082
Date	Sep 28, 2020
Book Page	176/1082
Instrument	204613

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	BERESFORD, SD 57004

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 20, 2040

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Feb 14, 2022
Property Address	300 W 1ST ST, ALCESTER, SD 57001
Document Number	0000112/88
Book / Page	112 / 88
Instrument Date	Feb 10, 2022
Instrument	220460
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$89.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	309 JEFFERSON DR, 309, ALCESTER, SD 57001-2247

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3905 S HOME PLATE AVE, SIOUX FALLS, SD 57110-8588

Mortgage

Document Number	0000180127
Date	Feb 14, 2022
Instrument	180/127

Lender

Name	FIRST SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 15, 2037

Interest

Rate Type	Adjustable Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Apr 10, 2019
Property Address	300 W 1ST ST, ALCESTER, SD 57001
Document Number	00109/0219
Book / Page	109 / 0219
Instrument Date	Apr 8, 2019
Instrument	191401
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1909 S EDINBOROUGH DR, 1909, SIOUX FALLS, SD 57106-3831

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	406 LINCOLN CIR, ALCESTER, SD 57001-2245

Mortgage

Document Number	0000191402
Date	Apr 10, 2019
Instrument	191402

Lender

Name	PREMIER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
Municipality	Alcester City
County	Union County
Unified School District	Alcester-Hudson School District 61-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,001.00 (-9.41%)	$48,407 (-) Land $14,807 Building $33,600
2025	$1,105.00 (+5.64%)	$48,407 (+29.09%) Land $14,807 Building $33,600
2024	$1,046.00 (+8.39%)
2023	$965.00 (+6.75%)	$37,500 Land $9,500 Building $28,000
2022	$904.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALCESTER serves 820 people · EPA ID SD4600004
Water Source	Purchased groundwater from SOUTH LINCOLN RURAL WATER SYSTEM
Last State Inspection	Apr 2026
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Alliance Communications Cooperative Fiber	1,000 / 1,000

May also be available: Bluepeak, T-Mobile.

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