300 Upper Stone Ave, Bowling Green, KY 42101 Property Records

Warren County property record for 300 Upper Stone Ave, Bowling Green, KY 42101

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,160 sqft · built 1987
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Jun 2022)
Tax Bill	$1,482 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`050B-68-098`

Property Details

APN / Parcel Number

Primary APN	`050B-68-098`
Alternative APNs	`L0013437` `393023` `393022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,160 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1987
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Terrain	Rolling
Porch	Porch
Porch Area	24 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	L0013437
Street Address	300 UPPER STONE AVE
City	BOWLING GREEN
State	KY
Zip	42101-9199
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:98 SUBD:COUNTRYSIDE MANOR
Legal Subdivision	COUNTRYSIDE MANOR
Legal Lot Number	98
Jurisdiction	WARREN KY
Township / Civil Division	BOWLING GREEN
Census Block Group	2
Census Block	2005
Census Tract	11300

Owner

Source: Warren County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	300 UPPER STONE AVE, BOWLING GREEN, KY 42101-9199
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Feb 5, 2019	Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2022 · Amount on File
Deed Sale	Jun 1, 2022 · Amount on File
Prior Sale	Feb 5, 2019 · Amount on File
Deed Document Number	1954115
Deed Book / Page	D1258 / 864
Record Updated	Jun 8, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Jun 1, 2022
Property Address	300 UPPER STONE AVE, BOWLING GREEN, KY 42101-9199
Document Number	0D1258/864
Book / Page	D1258 / 864
Map Reference	MB 20 PG 79
Instrument Date	May 19, 2022
Instrument	1954115
Transaction Type	Transfer
Record Updated	Jun 14, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	260 APACHE DR, 260, PAINT LICK, KY 40461-9751

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 UPPER STONE AVE, BOWLING GREEN, KY 42101-9199
Investor	Possibly a Property Investor

Mortgage

Document Number	0001954117
Date	Jun 1, 2022
Instrument	1954117

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Mortgage

Document Number	0M3288/185
Date	Jun 1, 2022
Book Page	M3288/185
Instrument	1954118

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2032

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Feb 5, 2019
Property Address	300 UPPER STONE AVE, BOWLING GREEN, KY 42101-9199
Document Number	0D1178/761
Book / Page	D1178 / 761
Map Reference	MB 20 PG 79
Instrument Date	Feb 4, 2019
Instrument	989906
Transaction Type	Transfer
Record Updated	Dec 24, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	407 UPPER STONE AVEF, 407, BOWLING GREEN, KY 42101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 UPPER STONE AVE, BOWLING GREEN, KY 42101-9199

Mortgage

Document Number	0000989907
Date	Feb 5, 2019
Instrument	989907

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Warren County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Warren County
Unified School District	Warren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,482.00 (-1.66%)	$170,000 (-)	$170,000 (-)
2023	$1,507.00	$170,000	$170,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY WATER DISTRICT serves 91,118 people · EPA ID KY1140487
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
North Central Communications Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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