Pinellas County property record for 300 Terrace Dr E, Clearwater, FL 33765
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,193 sqft · built 1958 |
| Lot Size | 0.173 acres (7,575 sqft) |
| Owner | Individual Name on File |
| Last Sale | $340,000 (Apr 2023) |
| Tax Bill | $5,024 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Jan 2022 Reverse Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-762-9260-6 |
| Primary APN | C62-000-762-9260-6 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,193 sqft Heated Area |
| 1st Floor Area | 1,193 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,575 sqft (0.173 acres) |
| Lot Dimensions | 101 ft deep x 75 ft wide |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Screened Porch |
| Porch Area | 250 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R74221 |
|---|---|
| Old Parcel Number | 162907901080020180 |
| Street Address | 300 TERRACE DR E |
| City | CLEARWATER |
| State | FL |
| Zip | 33765-2741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TEMPLE TERRACE BLK B, LOT 18 |
| Legal Range | 16 |
| Legal Township | 29 |
| Legal Section | 07 |
| Legal Subdivision | TEMPLE TERRACE |
| Legal Block | B |
| Legal Lot Number | 18 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 26703 |
Source: Pinellas County records · APN C62-000-762-9260-6
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 300 TERRACE DR E, CLEARWATER, FL 33765-2741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 12, 2022 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Sep 02, 2020 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Aug 24, 2020 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 28, 2023 · Amount on Record |
| Deed Sale | Apr 28, 2023 · Amount on Record |
| Prior Sale | Nov 15, 2010 |
| Deed Document Number | 2023110489 |
| Deed Book / Page | 22422 / 1707 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Apr 28, 2023 |
| Property Address | 300 TERRACE DR E, CLEARWATER, FL 33765-2741 |
| Document Number | 0224221707 |
| Book / Page | 22422 / 1707 |
| Map Reference | MB 39 PG 37 |
| Instrument Date | Apr 28, 2023 |
| Instrument | 2023110489 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,380.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22 OCMULGEE CHURCH RD, EASTMAN, GA 31023-2852 |
| Name | Verified Name |
|---|---|
| Address | 300 TERRACE DR E, CLEARWATER, FL 33765-2741 |
| Document Number | 0224221712 |
|---|---|
| Date | Apr 28, 2023 |
| Instrument | 22422/1712 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 300 TERRACE DR E, CLEARWATER, FL 33765-2741 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 300 TERRACE DR E, CLEARWATER, FL 33765-2741 |
| Document Number | 0218882472 |
|---|---|
| Date | Jan 12, 2022 |
| Book Page | 21888/2472 |
| Instrument | 2022012092 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 933 Months |
| Due | Oct 29, 2099 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.3% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 01, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 8.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 300 TERRACE DR E, CLEARWATER, FL 33765-2741 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0211490699 |
|---|---|
| Date | Sep 02, 2020 |
| Book Page | 21149/699 |
| Instrument | 2020262385 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92868 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 949 Months |
| Due | Oct 29, 2099 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.76% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 01, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 300 TERRACE DR E, CLEARWATER, FL 33765-2741 |
| Document Number | 0211490713 |
| Instrument Date | Aug 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 300 TERRACE DR E CLEARWATER FL 337652741, CLEARWATER, FL 33765-2741 |
| Document Number | 0211490713 |
|---|---|
| Date | Sep 02, 2020 |
| Book Page | 021149/000713 |
| Instrument | 262386 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 948 Months |
| Due | Sep 01, 2099 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.76% |
Source: Pinellas County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,024.00 (-14.98%) Homeowner's exemption | $322,148 (+0.41%) | $323,412 (+0.81%) Land $98,108 Building $225,304 |
| 2023 | $5,909.00 (+183.95%) | $320,827 (+115.96%) | $320,827 (+44.54%) Land $147,311 Building $173,516 |
| 2022 | $2,081.00 Homeowner's exemption | $148,560 | $221,968 Land $130,652 Building $91,316 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 23 (1978–2025) |
| Claims Outside the SFHA | 16 of 23 |
| Most Recent Claim | Jan 2025 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Frontier.
Based on FCC filings for 285 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CLEARWATER WATER SYSTEM serves 115,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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