300 Tern Dr, Apt 4, Naples, FL 34112 Property Records

Collier County property record for 300 Tern Dr, Apt 4, Naples, FL 34112

Property Summary

Property Type	Condominium
Details	1,270 sqft · built 1976
Owner	2 Individual Names on File
Last Sale	$225,000 (May 2021)
Tax Bill	$2,394 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2021 Sale
Flood Zone	Zone AE (high risk)
APN	`314500 6745A12`

Property Details

APN / Parcel Number

Primary APN	`314500 6745A12`
Alternative APN	`35094480009`

Interior

Units	5 Units
Building Area	1,270 sqft Living Area
1st Floor Area	1,270 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	300 TERN DR, 4
City	NAPLES
State	FL
Zip	34112-4925
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	GLADES C C APTS #4,THE (CONDO) APT 674 UP
Legal Range	25
Legal Township	50
Legal Section	12
Legal Subdivision	GLADES COUNTRY CLUB APTS 4,THE A CONDOMI
Legal Tract	314500
Legal Block	2
Legal Lot Number	674
Legal Unit	674-UP
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2005
Census Tract	10604

Owner

300 Tern Dr, Apt 4 is owned by two individuals who bought it in May 2021.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	150 LONGWATER DR, NORWELL, MA 02061-1647
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Deed of Trust, Mortgage · Closed-End Mortgage THIRD FSLA OF CLEVELAND
May 5, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2021 · Amount on File
Deed Sale	May 5, 2021 · Amount on File
Prior Sale	Jun 28, 2001 · Amount on File
Deed Document Number	20216052343
Deed Book / Page	5941 / 237
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	300 TERN DR APT 4, 4, NAPLES, FL 34112-4925
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 FAIRWAY DR, KINGSTON, MA 02364-2301

Mortgage

Document Number	0060060516
Date	Sep 1, 2021
Book Page	6006/516
Instrument	6121854

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.69%
Type Change Date	Sep 1, 2026
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	4.69%
Index	Prime Rate
Margin	2
Max Rate	8.69%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 5, 2021
Property Address	300 TERN DR APT 4, 4, NAPLES, FL 34112-4925
Document Number	0059410237
Book / Page	5941 / 237
Map Reference	MB 1512 PG 2883-2414
Instrument Date	May 3, 2021
Instrument	6052343
Transaction Type	Transfer
Record Updated	May 21, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$1,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7504 BERKSHIRE PINES DR, 7504, NAPLES, FL 34104-9441

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	150 LONGWATER DR, NORWELL, MA 02061-1647

Tax Assessment & Valuation

The 2025 property tax bill for 300 Tern Dr, Apt 4 was $2,394.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$172,790 (-23.08%) Building $172,790	$172,790 (-24.01%) Building $172,790
2025	$2,394.00	$224,632	$227,400 Building $227,400
2023	$2,030.00 (+8.61%)	$185,646 (+1%)	$208,350 (+23.45%) Building $208,350
2022	$1,869.00	$168,769 Building $168,769	$168,769 Building $168,769

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 300 Tern Dr, Apt 4 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 295 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	469 units insured incl. 174 condo units
Nearby Flood Claims	13 (1979–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 300 Tern Dr, Apt 4 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Stream, Verizon.

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