McLennan County property record for 300 S Oak St, Lorena, TX 76655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,080 sqft · built 1907 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $267,760 (Aug 2026) |
| Tax Bill | $1,096 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jan 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-000500-001600-6 |
| Primary APN | 30-000500-001600-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,080 sqft Living Area |
| Gross Area | 2,750 sqft |
| 1st Floor Area | 2,080 sqft |
| Flooring | Wood |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 14,000 sqft (0.321 acres) |
| Lot Dimensions | 100 ft deep x 140 ft wide |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 560 sqft |
| Deck Area | 320 sqft |
| Storage Building | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 300 S OAK ST |
|---|---|
| City | LORENA |
| State | TX |
| Zip | 76655-9661 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | AERL LOT 3 4 BLOCK 6 ACRES .3214 |
| Legal Subdivision | AERL |
| Legal Block | 6 |
| Legal Lot Number | 3 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | MOODY-LORENA |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 3801 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 300 S OAK ST, LORENA, TX 76655-9661 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Aug 7, 2026 | Deed, Transfer · FHA Mortgage WHOLESALE MORTGAGE |
| Jan 17, 2024 | Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY BANK & TRUST |
| Dec 13, 2018 | Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY BANK & TRUST |
| Oct 1, 2020 | Loan Modification, Mortgage COMMUNITY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2026 · Amount on Record |
| Deed Sale | Aug 7, 2026 · Amount on Record |
| Prior Sale | Sep 30, 2013 · Amount on Record |
| Deed Document Number | 202625465 |
| Prior Transfer Date | Sep 27, 2013 |
| Prior Transfer Doc | 0000035059 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Aug 7, 2026 |
| Property Address | 300 S OAK ST, LORENA, TX 76655-9661 |
| Document Number | 0000025465 |
| Instrument Date | Aug 3, 2026 |
| Instrument | 202625465 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | ALAMO TITLE 17, ALAMO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 300 S OAK ST, LORENA, TX 76655-9661 |
| Document Number | 0000025466, |
|---|---|
| Date | Aug 7, 2026 |
| Instrument | 202625466 |
| Name | WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 300 S OAK ST, LORENA, TX 76655-9661 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2024 |
| Name | Verified Name |
|---|---|
| Address | 300 S OAK ST, LORENA, TX 76655-9661 |
| Document Number | 0000001548 |
|---|---|
| Date | Jan 17, 2024 |
| Instrument | 2024001548 |
| Name | COMMUNITY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | WACO, TX 76703 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 300 S OAK ST, LORENA, TX 76655-9661 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000042979 |
|---|---|
| Date | Dec 13, 2018 |
| Instrument | 2018042979 |
| Name | COMMUNITY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | WACO, TX 76703 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 4, 2033 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 300 S OAK ST, LORENA, TX 76655-9661 |
| Document Number | 0000038470 |
| Instrument Date | Oct 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 300 S OAK ST LORENA TX 766559661, LORENA, TX 76655-9661 |
| Document Number | 0000038470 |
|---|---|
| Date | Oct 28, 2020 |
| Instrument | 38470 |
| Name | COMMUNITY BK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Oct 27, 2025 |
| Rate | 3% |
|---|
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Lorena City |
| Unified School District | Lorena Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $156,115 (+25.44%) Land $26,600 Building $129,515 | $156,115 (-21.63%) Land $26,600 Building $129,515 | |
| 2025 | $1,096.00 (+3.3%) Homeowner's exemption | $124,449 (-28.83%) | $199,200 (+13.91%) Land $24,220 Building $174,980 |
| 2024 | $1,061.00 (+19.21%) | ||
| 2023 | $174,870 Land $24,220 Building $150,650 | $174,870 Land $24,220 Building $150,650 | |
| 2022 | $890.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LORENA serves 1,776 people · EPA ID TX1550036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Rise Broadband Fiber | 1,000 / 200 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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