Wise County property record for 300 S McCracken St, Chico, TX 76431
| Property Type | Mobile Home |
|---|---|
| Details | 1,456 sqft · built 2004 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $573 (2025) |
| Deeds & Mortgages | Feb 2026 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | S1825.0037.00 |
| Primary APN | S1825.0037.00 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Mobile Home |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 15,000 sqft (0.344 acres) |
| Garage Type | Carport |
| Garage Area | 1,211 sqft |
| Carport | Carport |
| Carport Area | 1,211 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 256 sqft |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R000039958 |
|---|---|
| Street Address | 300 S MCCRACKEN ST |
| City | CHICO |
| State | TX |
| Zip | 76431-1957 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | LOT 1 & 2 BLK 4 MCCRACKEN ADDITION S# PH179046A |
| Legal Subdivision | MCCRACKEN ADDITION |
| Legal Phase | 17 |
| Legal Block | 4 |
| Legal Lot Number | 1&2 |
| Jurisdiction | WISE TX |
| Township / Civil Division | BRIDGEPORT |
| Census Block Group | 2 |
| Census Block | 2204 |
| Census Tract | 150405 |
Source: Wise County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 300 S MCCRACKEN ST, CHICO, TX 76431-1957 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2015 |
| Deed Sale | May 28, 2015 |
| Prior Sale | Mar 27, 2006 |
| Deed Document Number | 20155011 |
| Prior Transfer Date | Mar 27, 2015 |
| Prior Transfer Doc | 0000003223 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WISE TX |
| Property Address | 300 S MCCRACKEN ST, CHICO, TX 76431-1957 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | MIS |
| Name | Verified Name |
|---|---|
| Address | 300 S MCCRACKEN ST, CHICO, TX 76431-1957 |
| Document Number | 0202602214 |
|---|---|
| Date | Feb 20, 2026 |
| Instrument | 202602214 |
| Name | SOUTH RIVER MORTGAGE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | ANNAPOLIS, MD 21401 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2056 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 9.5% |
Source: Wise County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Chico City |
| County | Wise County |
| Unified School District | Chico Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $142,575 (+1%) | $154,943 (-0.88%) Land $37,500 Building $117,443 | |
| 2025 | $573.00 (-91.67%) Homeowner's exemption Senior Citizen's exemption | $129,614 (+21%) | $156,314 (-0.72%) Land $37,500 Building $118,814 |
| 2024 | $6,881.00 (+701.98%) | ||
| 2023 | $107,119 | $157,442 | |
| 2021 | $858.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 6 (2015–2025) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 89% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHICO serves 1,596 people · EPA ID TX2490004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 2,000 / 50 |
| Nextlink Fixed Wireless | 500 / 200 |
| AMA TechTel Communications Fixed Wireless | 100 / 20 |
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