300 S 4th St, Sturgis, MI 49091 Property Records

St. Joseph County property record for 300 S 4th St, Sturgis, MI 49091

Property Summary

Property Type	Single Family Home
Details	1 ba · 896 sqft · built 1936
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$71,650 (Aug 2017)
Tax Bill	$1,256 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Aug 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`052-590-003-00`

Property Details

APN / Parcel Number

Primary APN	`052-590-003-00`

Interior

Full Baths	1 Bath
Building Area	896 sqft Building Perimeter
1st Floor Area	896 sqft
Basement Area	896 sqft
Unfinished Basement	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Architectural Style	Ranch
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Area	200 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	300 S 4TH ST
City	STURGIS
State	MI
Zip	49091-1823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 SHADOWLAWN SUB. A SUB OF BLK 43 B C BUCKS ADD. CITY OF STURGIS
Legal Subdivision	B C BUCKS ADD
Legal Block	43
Legal Lot Number	4
Jurisdiction	ST JOSEPH MI
Township / Civil Division	STURGIS
Census Block Group	1
Census Block	1019
Census Tract	40500

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	300 S 4TH ST, STURGIS, MI 49091-1823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage HORIZON BANK
Aug 7, 2017	Warranty Deed, Transfer WEST MI REALTORS TITLE, WEST MI REALTORS TITLE CO LL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2017 · Amount on Record
Deed Sale	Aug 7, 2017 · Amount on Record
Prior Sale	Apr 2, 2004 · Amount on Record
Deed Book / Page	1880 / 310
Prior Transfer Date	Mar 30, 2004
Prior Transfer Doc	1224000211
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	300 S 4TH ST, STURGIS, MI 49091-1823
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1880/0568
Date	Aug 8, 2017
Book Page	1880/0568

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Aug 7, 2017
Property Address	300 S 4TH ST, STURGIS, MI 49091-1823
Document Number	1880/0310
Book / Page	1880 / 0310
Map Reference	LB2 PG1
Instrument Date	Jul 28, 2017
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	WEST MI REALTORS TITLE, WEST MI REALTORS TITLE CO LL

Transaction

Amount	Amount Recorded
Tax	$619.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 S 4TH ST, 300, STURGIS, MI 49091-1823

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 S 4TH ST, STURGIS, MI 49091-1823

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Sturgis City
Unified School District	Sturgis Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,800	$123,600
2025	$1,256.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS serves 11,920 people · EPA ID MI0006440
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

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