300 S 3rd St, Clear Lake, IA 50428 Property Records

Cerro Gordo County property record for 300 S 3rd St, Clear Lake, IA 50428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,766 sqft · built 1910
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,484 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Feb 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`051328800600`

Property Details

APN / Parcel Number

Primary APN	`051328800600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,766 sqft Living Area
1st Floor Area	784 sqft
Basement Area	784 sqft
Unfinished Basement	784 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	165 ft deep x 37 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	370 sqft
Deck Area	120 sqft
Patio Area	294 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	300 S 3RD ST
City	CLEAR LAKE
State	IA
Zip	50428-1938
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 3 ELON A TUTTLES SUB NLY 96' L 10 L 9 & PART L 8 SUB NE1/4 13-96-22 EXC BEG AT SE COR L 3 E 165' N ALG W LINE ALLEY E L 3
Legal Range	22W
Legal Township	96N
Legal Section	13
Legal Subdivision	ELON A TUTTLES SUB
Legal Lot Number	3
Jurisdiction	CERRO GORDO IA
Township / Civil Division	CLEAR LAKE
Census Block Group	2
Census Block	2075
Census Tract	950700

Owner

Source: Cerro Gordo County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	300 S 3RD ST, CLEAR LAKE, IA 50428-1938
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Feb 7, 2018	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF IOWA CREDIT UNION
Jan 4, 2018	Intrafamily Transfer, Transfer
Jan 4, 2018	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 3, 2018
Transfer Doc	2018/0082
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CERRO GORDO IA
Property Address	300 S 3RD ST, CLEAR LAKE, IA 50428-1938
Transaction Type	Mortgage
Record Updated	Sep 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/4827
Date	Aug 19, 2022
Book Page	2022/4827
Instrument	2022-4827

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CERRO GORDO IA
Property Address	300 S 3RD ST, CLEAR LAKE, IA 50428-1938
Transaction Type	Mortgage
Record Updated	Mar 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000000631
Date	Feb 7, 2018
Book Page	0000002018/0000000631

Lender

Name	UNIVERSITY OF IOWA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CERRO GORDO IA
Recording Date	Jan 4, 2018
Property Address	300 S 3RD ST, CLEAR LAKE, IA 50428-1938
Document Number	2018/0083
Book / Page	2018 / 0083
Instrument Date	Jan 3, 2018
Instrument	2018-0083
Transaction Type	Transfer
Record Updated	Oct 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 S 3RD ST, 300, CLEAR LAKE, IA 50428-1938

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 S 3RD ST, CLEAR LAKE, IA 50428-1938

January 2018: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CERRO GORDO IA
Recording Date	Jan 4, 2018
Property Address	300 S 3RD ST, CLEAR LAKE, IA 50428-1938
Document Number	2018/0082
Book / Page	2018 / 0082
Instrument Date	Jan 3, 2018
Instrument	2018-0082
Transaction Type	Transfer
Record Updated	Oct 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 S 3RD ST, 300, CLEAR LAKE, IA 50428-1938

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	300 S 3RD ST, CLEAR LAKE, IA 50428-1938

Tax Assessment & Valuation

Source: Cerro Gordo County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cerro Gordo County
Municipality	Clear Lake City
Unified School District	Clear Lake Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,484.00	$325,790 (+27.23%) Land $126,880 Building $198,910	$325,790 (+27.23%) Land $126,880 Building $198,910
2024	$3,484.00 (+12.97%)
2023		$256,060 (+30.07%) Land $65,560 Building $190,500	$256,060 (+30.07%) Land $65,560 Building $190,500
2022	$3,084.00	$196,860 Land $42,300 Building $154,560	$196,860 Land $42,300 Building $154,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEAR LAKE WATER DEPARTMENT serves 7,687 people · EPA ID IA1716076
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clear Lake Independent Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: AT&T, T-Mobile, Verizon.

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